Mon.Apr 17, 2023

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7 Essential Machine Learning Engineering Skills

Dataversity

Machine learning engineering is a specialized field that combines the principles of computer science, data science, and software engineering with the techniques and methodologies of machine learning. Machine learning engineers are responsible for designing, developing, and implementing machine learning models and systems to solve complex problems or make data-driven predictions and decisions.

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How TCS is helping to fight financial crime with AI and Microsoft Cloud

CIO

As consumers embrace ecommerce, digital banking, and online payment applications, the risk of fraud and other financial crimes has increased dramatically. Every new portal and mobile app expand the attack surface and give hackers new opportunities to exploit vulnerabilities. The stakes for financial organizations are growing as well. In 2021, U.S. fraud losses amounted to $5.9 billion, a 436% increase over 2017 levels, according to McKinsey.

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Hey, Product Marketer: Your Battlecards Shouldn’t Be Perfect

Crayon

In high school, my economics teacher loved to remind us that “there’s no such thing as a free lunch.” It’s an old-timey way of saying “everything comes at a cost.

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Copaco Cloud: Increasing the sustainability of enterprises in Belgium, Luxembourg, and the Netherlands

CIO

Eindhoven-based Copaco is well-known for the cloud services and solutions it offers for managed service providers – including managed security service providers – independent software vendors and systems integrators throughout Belgium, Luxembourg, and the Netherlands. Delivered from the company’s highly advanced data centers, the Copaco Cloud, powered by VMware technologies, provides the core of the company’s Infrastructure-as-a-Service Offering (IaaS).

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Are Your Impact Comms Resonating With Stakeholders?

Whether your organization is at the start of its sustainability and impact journey or years into it, many brands share a common concern: the uncertainty of whether they are sending stakeholders mixed messages. Creating content that speaks to your audience's “love language” can be a tricky dance. But, worry not! 3BL has put together tips to ensure that your content not only finds its rhythm but also resonates with your target audiences.

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The Role of Data in Understanding Demographics for Effective Marketing

Smart Data Collective

In the past, large data sets about consumers were far more difficult to come by. For small businesses and agencies, this meant being at a significant disadvantage to larger businesses and corporations that could afford to conduct large-scale research. Today, however, this is far from the case and consumer data is more available than it ever has been before.

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The Wildcards of Retirement: Midland Advisory Shares Results of New Research

Wink Intel

WEST DES MOINES, Iowa–( BUSINESS WIRE )– Midland Advisory , part of Midland National® Life Insurance Company, a member company of Sammons ® Financial Group , released new investor-focused research on a financial client’s readiness to retire. The Wild Cards of Retirement: Addressing the Retirement Worries of Clients and Prospects , was conducted with Wealth Management IQ.

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How can Vable help legal BD teams identify new business opportunities?

Vable

Business development and marketing professionals must constantly be informed about their clients, competitors, and industry news to identify new business opportunities and make informed strategic decisions. In this post, we will explore the importance of focused information for business development and marketing so that you can stay ahead of the game.

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What Is Sensitive Data Exposure and How Can It Be Avoided?

Dataversity

Organizations nowadays process tons of consumer data every day. This data ranges from the standard – names, email addresses, etc. – to personally identifiable information, like social security numbers and banking credentials. And while this type of data is an asset, especially for businesses, accidentally revealing it and causing sensitive data exposure can be very […] The post What Is Sensitive Data Exposure and How Can It Be Avoided?

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M-Brain to attend SCIP IntelliCon 2023

M Brain

The post M-Brain to attend SCIP IntelliCon 2023 appeared first on M-Brain - Market & Competitive Intelligence Solutions.

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7 Strategies to Gather (and Actually Use) Competitive Intel from Employees

Leaders in competitive intel know that the employees who interact with customers and prospects every day hold valuable competitive insights that could help win sales. But they don’t have a good plan or system to gather, organize, and share these insights with the stakeholders who need them. In this eBook, we outline 7 strategies to make it easier to build and scale an employee sharing program that will drive competitive advantage.

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INSURANCE COMPLIANCE AND OPERATIONS LEADER

Wink Intel

LOCATION DES MOINES, IA OR FORT WORTH, TX – HYBRID ROLE, SOME TIME IN THE OFFICE DEPENDING ON THE NEEDS. Job Summary An experienced insurance operations and compliance specialist to support our growing Annuity portfolio; a key component of the role is to drive the Annuity New Business Process to ensure compliance with NAIC suitability, state, and federal regulations.

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Learn to Boost Sales with Amazon Product Variations

mention

More and more people register with Amazon every day to launch their business on the most popular e-commerce platform. Since it is constantly growing, standing out among the crowd is essential to generate sales. A well-presented listing makes that possible. What is a listing, you ask? A listing is a page within any website that provides information about individual products.

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JOB DESCRIPTION – MARKETING-SALES & SUPPORT

Wink Intel

Reports into the Head of Sales (backs him with the field) RESPONSIBILITIES Maintain and leverage a deep understanding of all accounts/distributors, including specific rules of engagement for distributors. Handle administrative issues and tasks relating to new and existing annuity producers. Research and communicate industry changes and trends that may impact company or product positioning, with both internal and external customers.

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Your 2023 Market Analysis Template

Netbasequid

Conducting a market analysis may sound like an uphill task, and it can be, but the process is too important to be ignored. So, we have created a market analysis template to guide you through the process and make it easier to perform regularly. What is a Market Analysis? A market analysis is a comprehensive study of market conditions to inform the creation of sound business strategies.

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What Regulations Will Impact Sustainability Comms in 2024?

Navigating the waters of sustainability reporting disclosures and regulations can be intimidating, to say the least. With various measures set in motion in 2023 to keep companies accountable, there is a lot in store for brands’ impact communication in the upcoming year. 3BL is kicking off this January with our Navigating ESG Comms Through the Cosmos - Capricorn Edition by highlighting the impact of: The U.S Securities and Exchange Commission (SEC) Climate disclosure rules The European Commission

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Successful Financial Professionals Use A Multi-Pronged Approach To Expand Client Base

Wink Intel

A consumer’s lack of understanding about life insurance often prevents them from purchasing coverage. According to the 2022 Insurance Barometer Study, more than 1 in 5 uninsured Americans say they haven’t purchased coverage because they do not know what to buy or how much they need. Overall, just 1 in 3 Americans believe they are very knowledgeable about life insurance, yet most don’t work with a financial professional.

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Time Series Analysis of Amazon Air Fryers: Insights and Visualizations

Data Hut

The market for air fryers has seen a significant surge in recent years, and Amazon has emerged as a top seller for these innovative kitchen appliances. With air fryers offering a healthier option to traditional fried foods through hot air circulation, consumers are increasingly looking for these products. To delve deeper into consumer behavior and preferences related to air fryers, this blog presents insights and visualizations from a time series analysis of Amazon air fryer sales data.

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Yes, Fixed-Rate Annuities Should be in a Managed Portfolio

Wink Intel

Editor’s Note: Recently, Retirement Daily published an article by annuities expert Ken Nuss, in which he argued that fixed-rate annuities are simple products that do not belong in a fee-based managed portfolio. He claimed that investment managers charging fees for managing these products are misleading clients. We heard from two other experts who see this differently.

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Should Fixed-Rate Annuities be Part of Your Managed Portfolio?

Wink Intel

Editor’s Note: Recently, Retirement Daily pub lished an article by annuities expert Ken Nuss, in which he argued that fixed-rate annuities are simple products that do not belong in a fee-based managed portfolio. He claimed that investment managers charging fees for managing these products are misleading clients. We heard from two other experts who see this differently.

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How to Stay Competitive in the Evolving State of Martech

Marketing technology is essential for B2B marketers to stay competitive in a rapidly changing digital landscape — and with 53% of marketers experiencing legacy technology issues and limitations, they’re researching innovations to expand and refine their technology stacks. To help practitioners keep up with the rapidly evolving martech landscape, this special report will discuss: How practitioners are integrating technologies and systems to encourage information-sharing between departments and pr

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It goes without saying that potential replacements are a serious issue.

Wink Intel

Let’s talk about disintermediation for a moment. Disintermediation occurs when annuitants/policyholders cash surrender their annuities/life insurance as a result of rising interest rates. Charlie Gipple, CFP®, CLU®, ChFC® of CG Financial Group, LLC just published an article on the subject in this month’s Broker World magazine titled, New Annuity Caps Better Than Renewal Caps.

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This may be more about illustrations than performance, folks

Wink Intel

Here is some more on that case we discussed earlier this week, about the insurance company and index provider, who are being sued because of hybrid index performance. Click to read Texas lawsuit: Lincoln Financial annuity fell far short of illustration promises Some things that caught my eye: “Plaintiffs say they signed a fixed indexed annuity contract with [the carrier] in February 2020 expecting the consistent 6% gains [the] illustrations showed.” “The plaintiffs say their ac

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Read this if you are a hybrid RIA

Wink Intel

I agree with Matt Zagula ‘s assessment of the U.S. Securities and Exchange Commission ‘s position. However, I also think that this guy actually WAS NOT acting in his clients’ best interests. There are plenty of hybrid RIAs that DO. I read the entire case. It is what makes people hate annuities. SMH. Read this if you are a hybrid RIA (i.e. an RIA that takes commissions, an insurance agent that does AUM).

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A pair of rulings go against the ‘Annuity King’ in week one of fraud trial

Wink Intel

The judge ruled against the self-styled “Annuity King” is a pair of evidentiary rulings during the initial days of the high-profile fraud trial in Tampa, Fla. As a result, Phillip Roy Wasserman will have to turn over text messages traded with bookkeeper Suzanne Linton and former business associate Kenneth Rossman. In an email response to InsuranceNewsNet, Wasserman downplayed the rulings, but declined to comment on the specifics.

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What Questions Are Brands Asking About Their ESG Initiatives Ahead of 2024?

Temperatures are rising (and not just metaphorically) as key stakeholders anxiously anticipate the outcomes of COP28. While companies reconsider their 2024 environmental sustainability strategies, there is another aspect of ESG that deserves exploring, the social sector. In the latest edition of "Navigating ESG Comms Through the Cosmos - Sagittarius Edition", 3BL hones in on this sign’s bold quality of asking questions others are burning to know the answers to.

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North Dakota the 47th jurisdiction to join the interstate insurance compact

Wink Intel

North Dakota Gov. Doug Burgum signed legislation Thursday making the plains state the 47th member of the Interstate Insurance Product Regulation Compact. Created by the National Association of Insurance Commissioners in 2002, the interstate insurance compact reviews and approves (or disapproves) individual and group annuity, life insurance, disability income, and long-term care insurance products.

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Insurers Choking on Annuity Applications Finally Catch Their Breath

Wink Intel

Sheryl Moore , CEO of Wink , publisher of Wink’s Sales & Market Report , said the most she’s heard of is six weeks to process an annuity application. Turnaround times have become important, and she knows of agents and distributors helping to direct sales to carriers that issue policies fast. Moore said she’s even heard of at least one carrier finishing transactions in an hour.

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What You Need to Know About Risks From Volatility Index Lawsuits

Wink Intel

Q: If litigation blows up, how big of a problem might this be? A: Pretty big, potentially. In the fourth quarter, 37.9% of premiums for fixed-indexed annuities were tied to the performance of hybrid indexes, according to Wink ’s Sales & Market Report. The hybrid category includes volatility-control indexes. Click HERE to read the full story via Life Annuity Specialist The post What You Need to Know About Risks From Volatility Index Lawsuits appeared first on Wink.

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Was Q1 Really That Bad for Life, Health and Annuity Issuers?

Wink Intel

UnitedHealth Group kicked off life, health and annuity issuers’ earnings release season Friday by posting great results. The Minnetonka, Minnesota-based powered through worries about inflation, interest rates, geopolitical issues and strange happenings in Washington by reporting $5.6 billion in net income for the quarter on $92 billion in revenue, up from $5 billion in net income on $80 billion in revenue for the first quarter of 2022.

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ABM Evolution: How Top Marketers Are Using Account-Based Strategies

In times of economic uncertainty, account-based strategies are essential. According to several business analysts and practitioners, ABM is a necessity for creating more predictable revenue. Research shows that nearly three-quarters of marketers (74%) already have the resources needed to build successful ABM programs.

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Financial Pros Often Downplay Life Policy Investment Features: Survey

Wink Intel

Life insurers see their cash-value life insurance policies as powerful Swiss Army knives that can help clients do everything from saving for college bills to supplementing retirement income. But the insurance agents, securities sales representatives and financial advisors who help people buy life insurance tend to spend a lot more time talking about the death benefits.

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Security Benefit enhances its Foundations Annuity

Wink Intel

Topeka, Kan. – April 17, 2023 – Security Benefit today announced the expansion of the index crediting strategies for its Foundations Annuity. Foundations now offers a total of 11 index crediting accounts across five unique indices designed to perform in a variety of market conditions. Fixed index annuities (FIAs) offer the best features of a traditional fixed annuity — a guarantee of the purchase payment and tax deferral — combined with the opportunity to increase retirement savings through a d

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SURVEY: Middle-Income Americans’ Primary Concern Shifts Away From Inflation

Wink Intel

DULUTH, Ga.–( BUSINESS WIRE )–Primerica, Inc. (NYSE: PRI), a leading provider of financial services in the United States and Canada, released the Middle-Income Financial Security Monitor — a national survey that measures changes in the sentiments of middle-income families in the U.S. about their finances — for the first quarter of 2023.

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