Mon.Nov 06, 2023

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IT leader’s survival guide: 8 tips to thrive in the years ahead

CIO

Managers looking toward 2024 and beyond certainly have a full plate. Decisions around game-changing current and future technology require decisive action and possible investment to remain competitive. In addition to the usual technology considerations, economic, geopolitical, and supply-chain issues all compete for attention as IT leaders look to keep their organizations growing amid turbulent times.

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A Guide to Using QR Codes for Marketing Campaigns

mention

Quick Response (QR) codes have emerged as a powerful tool for marketing campaigns. These two-dimensional barcodes work as a bridge between the physical and digital worlds. QR codes are accessible to anyone with a smartphone, making them an inclusive choice for businesses of all sizes. Source Besides, with QR codes, you don’t just get to engage your audience.

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Employee engagement: 10 best practices for improving your culture

CIO

When employees disengage from work — often called quiet quitting — it starts a ripple effect that can damage everything from their career trajectory to your team, company, and the global economy. Gallup estimates that this phenomenon cost the economy $7.8 trillion in 2022. What is employee engagement? Employee engagement is the feeling of connection, commitment, and dedication that an employee has toward their work, teammates, workplace, and organization at large.

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The Cool Kids Corner: Data Quality Is Not a Fish You Can Catch 

Dataversity

Hello! I’m Mark Horseman, and welcome to The Cool Kids Corner. This is my monthly check-in to share with you the people and ideas I encounter as a data evangelist with DATAVERSITY. (Read last month’s column here.) This month we’re talking about Data Quality (DQ). Data Quality, the phrase “garbage in, garbage out,” dirty data, data […] The post The Cool Kids Corner: Data Quality Is Not a Fish You Can Catch appeared first on DATAVERSITY.

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Are Your Impact Comms Resonating With Stakeholders?

Whether your organization is at the start of its sustainability and impact journey or years into it, many brands share a common concern: the uncertainty of whether they are sending stakeholders mixed messages. Creating content that speaks to your audience's “love language” can be a tricky dance. But, worry not! 3BL has put together tips to ensure that your content not only finds its rhythm but also resonates with your target audiences.

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10 essential tips for bolstering cloud security in your business

CIO

The business world is rapidly continuing its digital transformation and relying on cloud-based solutions. This makes it more critical than ever to adopt strong security measures to protect sensitive information and infrastructure. However, while cloud computing offers benefits like improved efficiency, scalability, and accessibility, it poses new security challenges.

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5 FinOps Best Practices You Should Not Ignore

Dataversity

FinOps, or Financial Operations, is a relatively new term that has been gaining traction in the business world. It represents a cultural shift in the way organizations manage their finances, especially in the context of cloud computing. FinOps is a collaborative approach that brings together finance, operations, and engineering teams to manage and control cloud […] The post 5 FinOps Best Practices You Should Not Ignore appeared first on DATAVERSITY.

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Owler AI: Bridging the Gap Between AI and Authentic Sales

Owler

The Owler Guide to Generative AI Right now, just about everybody is looking for the right ways to reach ideal customers and see a quick return on investment. All while collectively facing challenges like limited time, non-existent budgets, and the always-growing pressure to sell. The good news is that we can lean into the convenience and capabilities of generative AI to help us scale in these challenging times!

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Whole life products are feeling the pinch of rising interest rates

Wink Intel

HOLLYWOOD, Fla. – When it comes to interest rates, life insurers are faced with a problem they have not faced in 35 years. “One of the questions we’ve got to wrestle with as an industry is how do you sell portfolio rate products when the yields are worse than new money rates?” said Bobby Samuelson, president of Life Innovators and executive editor of the Life Product Review. “We have not had to wrestle with this question in 35 years.

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The Evolution of ABM: 3 Forces Driving the Future of Marketing 

Zoominfo

Keeping pace with today’s customer demands and competitive pressures requires an adaptable toolset and a compelling vision. By uniting the two, B2B marketers can transform a traditional account-based marketing strategy into a comprehensive go-to-market approach that can scale across an entire company. When we decided to launch our ABM platform just under two years ago, we heard that buyers were frequently frustrated with existing ABM offerings, feeling they over-promised and under-delivered.

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7 Strategies to Gather (and Actually Use) Competitive Intel from Employees

Leaders in competitive intel know that the employees who interact with customers and prospects every day hold valuable competitive insights that could help win sales. But they don’t have a good plan or system to gather, organize, and share these insights with the stakeholders who need them. In this eBook, we outline 7 strategies to make it easier to build and scale an employee sharing program that will drive competitive advantage.

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Biden 401(k) Fiduciary Rule Angers Precursor’s Wall Street Foes

Wink Intel

Shortly after the Obama administration finalized its “fiduciary rule” in 2016, Brad Campbell got a message from his bank. The financial firm said it could no longer offer investment advice on one of his small-balance, commission-based IRAs. Under the US Labor Department’s new regulation, Campbell was told, small-fish investors like him weren’t worth the risk anymore.

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A Complete Guide To The Power Of Line Graphs With Examples On When To Use Them

Datapine Blog

Table of Contents 1) What Is A Line Graph? 2) Line Graphs Benefits & Limitations 3) When To Use A Line Graph 4) Types Of Line Charts 5) Tips To Make A Line Graph 6) Line Chart Examples Graphs and charts have been a part of our lives for many years now. Every day, we encounter graphical representations of data in our jobs and also in the news or advertisements.

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New DOL fiduciary rule sets up ‘direct confrontation’ with court precedent

Wink Intel

HOLLYWOOD, Fla. –The Department of Labor’s latest attempt at an industrywide fiduciary standard is dominating conversation here at the 42nd NAILBA Annual Meeting. The conference kicked off Wednesday, or one day after the DOL released what it is calling a “retirement security” rule. The rule would make a fiduciary out of virtually any financial professional making recommendations to 401(k) plans and individual retirement account participants.

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Integrity Named One of the Top 100 Companies in the U.S. for Best Perks & Benefits

Wink Intel

Integrity Named One of the Top 100 Companies in the U.S. for Best Perks & Benefits Strong focus on comprehensive and meaningful benefit offerings earns Integrity a 2023 Best Company award through employee rankings collected by Comparably DALLAS – NOVEMBER 2, 2023 – Integrity Marketing Group, LLC (“Integrity”), a leading distributor of life and health insurance, and provider of wealth management and retirement planning solutions, today announced it has been named as one of the top 100 compan

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What Regulations Will Impact Sustainability Comms in 2024?

Navigating the waters of sustainability reporting disclosures and regulations can be intimidating, to say the least. With various measures set in motion in 2023 to keep companies accountable, there is a lot in store for brands’ impact communication in the upcoming year. 3BL is kicking off this January with our Navigating ESG Comms Through the Cosmos - Capricorn Edition by highlighting the impact of: The U.S Securities and Exchange Commission (SEC) Climate disclosure rules The European Commission

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DOL’s New Fiduciary Proposal Could Sweep Up Industry Salespeople

Wink Intel

The Department of Labor on Tuesday floated a long-awaited rule aimed at expanding the definition of an investment-advice fiduciary to include anyone who advises retirement plan participants and individual retirement account owners for a fee — including broker-dealer and asset manager salespeople. The proposal’s heftier disclosure requirements could also drive up costs for corporate defined benefit sponsors, lawyers said.

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AIG rides strong annuity sales to another positive quarter

Wink Intel

American International Group again posted strong profits in the third quarter, driven by growth at its general insurance and life and retirement units. Also, catastrophic losses declined sharply. “In the third quarter, AIG continued to deliver exceptional results,” President and Chairman Peter Zaffino told analysts on a Thursday morning call.

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Rollovers, exemption 84-24 among areas targeted in new fiduciary rule

Wink Intel

The Department of Labor unveiled nearly 500 pages worth of new fiduciary rulemaking today and, at first glance, industry trade groups panned the effort. As expected, the rulemaking effort will survive or die based on how closely regulators can hew to a 2018 decision by the Court of Appeals for the Fifth Circuit. In a 2-1 decision, the court tossed out the 2016 fiduciary rule put forth by the Obama administration.

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Insurers’ AI races ahead of rules

Wink Intel

When it comes to insurance and the use of artificial intelligence, the main questions are “how much?” and “how fast?” There is, however, one more vitally important question: What rules will insurers be following? They are going to use AI up and down the delivery funnel. Click HERE to read the full story via INN The post Insurers’ AI races ahead of rules appeared first on Wink, Inc.

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How to Stay Competitive in the Evolving State of Martech

Marketing technology is essential for B2B marketers to stay competitive in a rapidly changing digital landscape — and with 53% of marketers experiencing legacy technology issues and limitations, they’re researching innovations to expand and refine their technology stacks. To help practitioners keep up with the rapidly evolving martech landscape, this special report will discuss: How practitioners are integrating technologies and systems to encourage information-sharing between departments and pr

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Nearly Half of the Sandwich Generation Report a Time They were Unable to Meet Essential Expenses Due to Costs of Caregiving, Finds Special Edition of New York Life Wealth Watch Survey

Wink Intel

Sandwich Generation says caregiving responsibilities have prompted them to take action on their future long-term care needs November 01, 2023 09:00 AM Eastern Daylight Time NEW YORK–( BUSINESS WIRE )–U.S. adults who are part of the Sandwich Generation, defined as those who care for both children and aging loved ones, are skewing increasingly Millennial and male compared to 2020 , according to findings from a special edition of New York Life’s Wealth Watch survey focused on the Sandw

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RGA Recognized for Outstanding Reinsurance Scheme and as Life Reinsurer of the Year in APAC

Wink Intel

ST. LOUIS–( BUSINESS WIRE )– Reinsurance Group of America, Incorporated (NYSE: RGA), a leading global life and health reinsurer, today announced that it received the 2023 Outstanding Reinsurance Scheme Award from the Hong Kong Federation of Insurers and was named Life Reinsurer of the Year in the 27th Asia Insurance Industry Awards 2023, organized by Asia Insurance Review.

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Horace Mann reports third-quarter 2023 results

Wink Intel

SPRINGFIELD, Ill.–( BUSINESS WIRE )–Horace Mann Educators Corporation (NYSE:HMN) today reported financial results for the three months ended September 30, 2023: ($ in millions, except per share amounts) Three Months Ended September 30, Nine Months Ended September 30, 2023 2022 % Change 2023 2022 % Change Total revenues $ 378.7 $ 342.6 10.5 % $ 1,089.0 $ 1,035.2 5.2 % Net income 11.7 20.4 -42.6 % 5.5 36.5

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Millionaires Share Practical Financial Tips in New Research from Ameriprise Financial

Wink Intel

MINNEAPOLIS–( BUSINESS WIRE )–What does it take to become a millionaire? New research from Ameriprise Financial (NYSE: AMP) confirms that it comes down to practical behaviors and discipline around money. Ameriprise surveyed 580 Americans ages 27-77 who currently have a million dollars or more in investable assets to understand how they built their savings.

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What Questions Are Brands Asking About Their ESG Initiatives Ahead of 2024?

Temperatures are rising (and not just metaphorically) as key stakeholders anxiously anticipate the outcomes of COP28. While companies reconsider their 2024 environmental sustainability strategies, there is another aspect of ESG that deserves exploring, the social sector. In the latest edition of "Navigating ESG Comms Through the Cosmos - Sagittarius Edition", 3BL hones in on this sign’s bold quality of asking questions others are burning to know the answers to.

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AM Best Revises Outlooks to Positive for Brookfield Annuity Company

Wink Intel

OLDWICK, N.J.–( BUSINESS WIRE )– AM Best has revised the outlooks to positive from stable and affirmed the Financial Strength Rating of A- (Excellent) and the Long-Term Issuer Credit Rating of “a-” (Excellent) of Brookfield Annuity Company (Toronto, Ontario, Canada). The Credit Ratings (ratings) reflect Brookfield Annuity Company’s balance sheet strength, which AM Best assesses as strong, as well as its adequate operating performance, neutral business profile and appropriate enterpr

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AM Best Upgrades Credit Ratings of Oceanview Life and Annuity Company and Oceanview Reinsurance Ltd.

Wink Intel

OLDWICK, N.J.–( BUSINESS WIRE )– AM Best has upgraded the Financial Strength Rating to A (Excellent) from A- (Excellent) and the Long-Term Issuer Credit Ratings to “a” (Excellent) from “a-” (Excellent) of Oceanview Life and Annuity Company (Oceanview Life) (headquartered in Phoenix, AZ) and its reinsurer affiliate, Oceanview Reinsurance Ltd.

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American Equity Declares 4th Quarter 2023 Preferred Stock Dividend

Wink Intel

WEST DES MOINES, Iowa–( BUSINESS WIRE )–American Equity Investment Life Holding Company (NYSE: AEL), today announced that in accordance with the terms of its 5.95% Fixed-Rate Reset Non-Cumulative Preferred Stock, Series A (the “Series A Preferred Stock”), which is represented by depositary shares, each representing a 1/1,000 th interest in a share of Series A Preferred Stock (the “Series A Depositary Shares”), the Board of Directors has declared a cash dividend of $371.8750000 per s

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Prudential Financial, Inc. Announces Third Quarter 2023 Results

Wink Intel

HAMILTON, Bermuda–( BUSINESS WIRE )–Oceanview Holdings, Ltd., a Bermuda company and ultimate parent of each of Oceanview Life and Annuity Company (“Oceanview Life”), an Alabama insurance company, and Oceanview Reinsurance Ltd., a Bermuda Class E insurance company (together “Oceanview”), today announced that global credit rating agency AM Best has upgraded the Financial Strength Rating (FSR) and Long-Term Issuer Credit Ratings (Long-Term ICR) of Oceanview.

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ABM Evolution: How Top Marketers Are Using Account-Based Strategies

In times of economic uncertainty, account-based strategies are essential. According to several business analysts and practitioners, ABM is a necessity for creating more predictable revenue. Research shows that nearly three-quarters of marketers (74%) already have the resources needed to build successful ABM programs.

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Lincoln Financial Group Receives Regulatory Approval for Reinsurance Transaction With Fortitude Re

Wink Intel

RADNOR, Pa.–( BUSINESS WIRE )–Lincoln Financial Group (NYSE:LNC) announced that it received regulatory approval late yesterday for its previously announced reinsurance transaction with Fortitude Reinsurance Company Ltd. (“Fortitude Re”). The transaction will have an effective date of October 1, 2023, and is expected to close later this month.

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Here Are the ‘Big-Picture’ Principles of New Fiduciary Rule: DOL Official

Wink Intel

Tim Hauser, associate solicitor at the Labor Department’s Employee Benefits Security Administration, described Friday the “big-picture” principles behind Labor’s new fiduciary definition. The “animating principle” behind the definition, Hauser said at the American Law Institute’s life insurance products conference in Washington, is that “if you’re holding yourself out as an investment professional, providing an individualized recommendation to somebody, that you’re holding yourself as being base

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Draft Labor Regulations Allow Annuity Commissions

Wink Intel

New draft regulations released Tuesday by the U.S. Department of Labor would let annuity sellers continue to earn commissions for selling non-variable indexed annuities. Independent agents who operate under one set of Labor Department regulations, Prohibited Transaction Exemption 84-24, would have to become fiduciaries, but they could continue to earn commissions.