CIO
DECEMBER 26, 2023
IT provides the plumbing for just about every company in existence today. Most of the time, that plumbing works fine — but when something goes wrong, it can be more embarrassing (and more expensive) than the most extravagantly overflowing toilet. We’ve gathered eight instances of big tech failures that struck companies and other organizations in 2023.
Smart Data Collective
DECEMBER 26, 2023
Tons of businesses are looking for new ways to utilize AI technology to improve productivity. A report by Content @ Scale was published this summer showing that 80% of businesses are using AI to some degree. However, many businesses are still trying to figure out how to make the most of AI.
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CIO
DECEMBER 26, 2023
In many communities, December is a month set aside for reflection. To wit, across nearly every discipline, one finds magnum opuses entitled “Lessons Learned” or “The Year in Review” as the year draws to a close. Such exercises are valuable but anachronistic. Perhaps in an age when our forebears huddled around campfires waiting for warmer weather annual reviews were the optimal way to accumulate knowledge and empower human agency.
Dataversity
DECEMBER 26, 2023
Data Governance plays a crucial role in modern business, yet the approach to it is often mired in unhelpful misconceptions. While 61% of leaders indicate a desire to optimize Data Governance processes, only 42% think that they are on track to meet their goals. This disparity highlights a significant challenge: The need for effective strategies has been […] The post The Silver Bullet Myth: Debunking One-Size-Fits-All Solutions in Data Governance appeared first on DATAVERSITY.
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Alpha Sense BI
DECEMBER 26, 2023
Over the last 12-18 months, both venture capital investors and start-up firms have felt the aftershocks of ongoing economic volatility. Factors affecting funding activity include nearly a dozen interest rate hikes by the Federal Reserve Bank since early 2022, record inflation as the highest in four decades, fading valuations, and looming fears of a recession.
Competitive Intelligence Brief brings together the best content for intelligence professionals from the widest variety of industry thought leaders.
Wink Intel
DECEMBER 26, 2023
It is my obligation as a financial professional to offer clients the financial product and plan that best suits their unique situation. In many instances that plan can include a fixed indexed annuity (FIA), and it’s important that all financial professionals know something about them. Click HERE To read the full story via Think Advisor Wink’s Moore on the Market: I appreciate the spirit of this article.
Wink Intel
DECEMBER 26, 2023
I’m a young, anxious, confused, and overwhelmed consumer and if you’re reading this, there’s a high likelihood that you retain more financial knowledge than me. I disclose this at the risk of some readers stopping here before they get to the end because I believe this presents a much more advantageous opportunity than it may seem. As a young professional born on the cusp of the Millennial and Gen Z divide, I have a unique position that allows me to understand the perspective of a largely untappe
Wink Intel
DECEMBER 26, 2023
Some advisors are coming round to annuities but survey reveals majority seldom recommend them – and clients don’t listen anyway. Click HERE to read the full story via InvestmentNews Wink’s Moore on the Market: Here we go again with David Lau bashing commissioned annuities. High commissions compared to what? Most annuities don’t even have fees.
Wink Intel
DECEMBER 26, 2023
The rate of ownership of annuities in the United States is low, with only about 10 percent of older Americans having a commercial annuity. Researchers have offered many potential rationales as to why people approaching retirement have so little interest in annuities. However, a largely overlooked issue is how financial professionals view annuities and how their recommendations may affect the purchase of annuities among their clients.
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Leaders in competitive intel know that the employees who interact with customers and prospects every day hold valuable competitive insights that could help win sales. But they don’t have a good plan or system to gather, organize, and share these insights with the stakeholders who need them. In this eBook, we outline 7 strategies to make it easier to build and scale an employee sharing program that will drive competitive advantage.
Wink Intel
DECEMBER 26, 2023
The Securities and Exchange Commission today announced settled charges against RiverSource Distributors Inc. for improper switching or replacing of variable annuities. This is the SEC’s first-ever enforcement proceeding under Section 11 of the Investment Company Act of 1940. Section 11 of the Investment Company Act prohibits any principal underwriter from making or causing to be made an offer to exchange the securities of registered unit investment trusts (including variable annuities) unless th
Wink Intel
DECEMBER 26, 2023
Utah-based SILAC Insurance Company (SILAC) has had its outlook adjusted from stable to negative by AM Best. The shift to a negative outlook is primarily due to a decline in the quality of SILAC’s reinsurance counterparties and a decrease in risk-adjusted capital, as measured by Best’s Capital Adequacy Ratio (BCAR). Click HERE to read the full story via Insurance Business Mag The post SILAC outlook downgraded due to decline in reinsurance quality appeared first on Wink, Inc.
Wink Intel
DECEMBER 26, 2023
Consumers pumped record money into annuities in 2023, on the back of higher interest rates and anxiety about the stock market and U.S. economy, experts said. Click HERE to read the full story via CNBC Wink’s Moore on the Market: regory Iacurci at CNBC has a gem for us this morning. He’s interviewing a member of CNBC’s Advisor Council… Is that a pay-for-play deal?
Wink Intel
DECEMBER 26, 2023
Aon plc Wednesday announced its plans to acquire retirement, insurance, and wealth advisory NFP for an estimated purchase price of $13.4 billion. NFP will continue to operate as an independent company on a “connected platform” with Aon and will be known as NFP, an Aon company. Doug Hammond, chairman and CEO of NFP, will continue to lead the business, reporting to Eric Andersen, president of Aon, a global provider of risk, retirement, and health solutions to employers.
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Navigating the waters of sustainability reporting disclosures and regulations can be intimidating, to say the least. With various measures set in motion in 2023 to keep companies accountable, there is a lot in store for brands’ impact communication in the upcoming year. 3BL is kicking off this January with our Navigating ESG Comms Through the Cosmos - Capricorn Edition by highlighting the impact of: The U.S Securities and Exchange Commission (SEC) Climate disclosure rules The European Commission
Wink Intel
DECEMBER 26, 2023
How can you help a client choose an annuity? Who’s the right fit for an annuity with an enhanced death benefit rider? Here I provide InsuranceNewsNet with answers to some frequently asked questions about annuities. Click HERE to read the full story via INN Wink’s Moore on the Market: Sage words from my buddy Rich Lane at The Standard – “Fees are only an issue in the absence of value.” This could be applied to annuities in many ways.
Wink Intel
DECEMBER 26, 2023
Federal regulators are releasing a steady trickle of the more than 14,000 public comments on the Department of Labor’s contentious fiduciary rule proposal. One week remains until the Jan. 2 deadline to comment on the rule, which the DOL has fast tracked since its Halloween release. The DOL posted recordings this week of a two-day public hearing held Dec. 12-13.
Wink Intel
DECEMBER 26, 2023
Massachusetts Attorney General Andrea Joy Campbell is mimicking the language preferred by federal regulators in proposing regulations to prohibit hidden “junk fees.” Industry trade associations don’t like those two words any better at the state level. In fact, the proposal is moot as it relates to the life insurance industry, a trio of trade groups wrote in a letter requesting an exemption for “life and annuity carriers and products.” Click HERE to read the full story via INN T
Wink Intel
DECEMBER 26, 2023
As 2023 draws to a close, agents and advisors are reviewing the trends that have impacted the life insurance industry during the past several months and are thinking about what is ahead for 2024 and beyond. Two industry experts, John Carroll, SVP and head of life and annuities for LIMRA, and Brian Haney, founder/CEO of The Haney Company, shared some trends that are shaping the industry, what is in store for 2024 and 2025, and steps advisors can take to make the most of these trends.
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Marketing technology is essential for B2B marketers to stay competitive in a rapidly changing digital landscape — and with 53% of marketers experiencing legacy technology issues and limitations, they’re researching innovations to expand and refine their technology stacks. To help practitioners keep up with the rapidly evolving martech landscape, this special report will discuss: How practitioners are integrating technologies and systems to encourage information-sharing between departments and pr
Wink Intel
DECEMBER 26, 2023
A federal judge refused to toss out annuity fraud charges filed by the Securities and Exchange Commission against a Massachusetts financial advisor. U.S. District Judge Denise J. Casper denied a motion to dismiss filed by Jeffrey Cutter, who is also an insurance agent. Cutter argued that the Investment Advisers Act of 1940 did not apply to the allegations made by the SEC.
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