CIO
APRIL 10, 2023
When I graduated from college, I worked as an assembler language programmer for Sears. At that time, Sears was the world’s largest retailer and it was just beginning to use the new System 360 from IBM. IT was looked upon as a group of techies that performed some unexplainable job that was supposed to revolutionize the business. Beyond that, the senior executives across the business knew little of us nor did they want to know.
Smart Data Collective
APRIL 10, 2023
Consumers are becoming more concerned about data privacy than ever. Last September, the Government Accountability Office highlighted some of the issues about data privacy. If you have an Android device, you will need to be diligent about protecting against data privacy risks. Some of the risks and potential safeguards to consider are highlighted below.
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Alpha Sense BI
APRIL 10, 2023
Last year , the low-carbon energy transition faced seemingly insurmountable headwinds. In early 2022, clean energy costs were on the rise and supply chain issues stemming from the COVID-19 pandemic and Russia- Ukraine war became roadblocks to progress. Further, after many years of easy access to cheap money—and consequently, capital for financing renewable projects—inflation rose to an all-time high of 9.1% within the US by July.
Smart Data Collective
APRIL 10, 2023
Predictive analytics technology has had a huge affect on our lives, even though we don’t usually think much about it. Therefore, it should not be a surprise that the market for predictive analytics tools will be worth an estimated $44 billion by 2030. There are many ways that predictive analytics is changing the way we live. One of the biggest changes is that more people are using this technology to forecast prices.
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Whether your organization is at the start of its sustainability and impact journey or years into it, many brands share a common concern: the uncertainty of whether they are sending stakeholders mixed messages. Creating content that speaks to your audience's “love language” can be a tricky dance. But, worry not! 3BL has put together tips to ensure that your content not only finds its rhythm but also resonates with your target audiences.
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Wink Intel
APRIL 10, 2023
April is Donate Life Month; this is a time to remember loved ones who gave the incredible gift of organ, tissue, and eye donation and to celebrate the impact made in the lives of recipients. This month, we remember Alexander M. Betts Jr. (AJ), the son of Wink’s CEO, Sheryl J. Moore and the significance of his profound gift. AJ opted to be an organ donor just six months prior to his passing and was able to save numerous lives as a result of his decision.
Competitive Intelligence Brief brings together the best content for intelligence professionals from the widest variety of industry thought leaders.
Netbasequid
APRIL 10, 2023
Time is money, and your Martech Stack can play an executive role in how much time you spend doing repetitive tasks, such as market and consumer research. Increasingly, marketers spend more time preparing and segmenting data than any other task. But savvy companies have found time-saving tools to help them increase productivity and, in turn, reduce the time it takes to collect critical intel.
Dataversity
APRIL 10, 2023
Enterprises are facing unprecedented challenges in the wake of a potential economic downturn. As a result, leaders are making difficult decisions about budgets and staffing, focusing on what and who is essential to the success of the organization. With over 108,000 workers laid off in 2023, many are turning to the cloud as a cost-cutting solution. Navigating Economic […] The post In Tough Economic Times, Enterprises Need to Optimize Their Cloud with Automation appeared first on DATAVERSITY
Netbasequid
APRIL 10, 2023
Time is money, and your Martech Stack can play an executive role in how much time you spend doing repetitive tasks, such as market and consumer research. Increasingly, marketers spend more time preparing and segmenting data than any other task. But savvy companies have found time-saving tools to help them increase productivity and, in turn, reduce the time it takes to collect critical intel.
Dataversity
APRIL 10, 2023
Like an invisible virus, “dirty data” plagues today’s business world. That is to say, inaccurate, incomplete, and inconsistent data is proliferating in today’s “big data”-centric world. Working with dirty data costs companies millions of dollars annually. It decreases the efficiency and effectiveness of departments spanning the enterprise and curtails efforts to grow and scale.
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Leaders in competitive intel know that the employees who interact with customers and prospects every day hold valuable competitive insights that could help win sales. But they don’t have a good plan or system to gather, organize, and share these insights with the stakeholders who need them. In this eBook, we outline 7 strategies to make it easier to build and scale an employee sharing program that will drive competitive advantage.
Wink Intel
APRIL 10, 2023
Universal life insurance is permanent life insurance coverage that stays in place your entire life (or as long as you pay premiums). When you die, your beneficiaries, or those you’ve chosen to receive the funds from your policy, will receive a death benefit. Click HERE to read the full story via CNBC Wink’s Moore on the Market: Shocked to hear that Liz Knueven at CNBC would suggest that the #1 seller of participating whole life insurance is the “top pick” in an article abou
CIO
APRIL 10, 2023
By Andy Nallappan, Chief Technology Officer & Head of Software Business Operations, Broadcom This is a continuation of Broadcom’s blog series: 2023 Tech Trends That Transform IT. Stay tuned for future blogs that dive into the technology behind these trends from more of Broadcom’s industry-leading experts. Multi-cloud is the future of enterprise IT.
Wink Intel
APRIL 10, 2023
Another lawsuit has been filed around the issue of a non-performing hybrid index on an indexed annuity. *wince* The proposed class action targets both the insurance company, AND the index provider. The suit is centered around the assertion that the illustrations were “too rosy” and the index didn’t perform. Apparently, nine plaintiffs claim that they earned “very low or zero returns” last year, when the S&P 500 was up over 16%.
Wink Intel
APRIL 10, 2023
Guaranteed protection product strengthens comprehensive life insurance portfolio HORSHAM, Pa. , April 4, 2023 /PRNewswire/ — The Penn Mutual Life Insurance Company (Penn Mutual), a Fortune 1000 company, announces the introduction of Protection Whole Life (PWL), a permanent life insurance product that provides guaranteed lifetime protection at a competitive premium rate. “As a leader in the life insurance industry, Protection Whole Life strengthens our ability to support diverse clie
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Navigating the waters of sustainability reporting disclosures and regulations can be intimidating, to say the least. With various measures set in motion in 2023 to keep companies accountable, there is a lot in store for brands’ impact communication in the upcoming year. 3BL is kicking off this January with our Navigating ESG Comms Through the Cosmos - Capricorn Edition by highlighting the impact of: The U.S Securities and Exchange Commission (SEC) Climate disclosure rules The European Commission
Wink Intel
APRIL 10, 2023
MILWAUKEE , April 6, 2023 /PRNewswire/ — Northwestern Mutual’s wealth management business continued its ascension with another prominent third-party recognition announced this week. Financial Advisor magazine, a leading trade publication for the financial advice industry, ranked the company as the sixth-largest independent broker-dealer firm by gross revenue – moving up one spot from 2022.
Wink Intel
APRIL 10, 2023
MINNEAPOLIS–( BUSINESS WIRE )–The majority of Americans don’t think they can depend on Social Security for retirement income and worry about their long-term financial stability, according to the 2023 1Q Quarterly Market Perceptions Study* from Allianz Life Insurance Company of North America ( Allianz Life ). Nearly three in four (74%) say they can’t count on Social Security benefits when planning retirement income.
Wink Intel
APRIL 10, 2023
LANSING, Mich.–( BUSINESS WIRE )– Jackson Financial Inc. 1 (NYSE: JXN) (Jackson®) will announce financial results for the first quarter ended March 31, 2023 after market close Tuesday, May 9, 2023. Jackson’s press release and supplemental financial materials will be available at investors.jackson.com. Jackson will host a conference call and webcast Wednesday, May 10, 2023 at 9 a.m.
Wink Intel
APRIL 10, 2023
NEW YORK–( BUSINESS WIRE )–New York Life, America’s largest mutual life insurer 1 , today announced the launch of Clear Income Advantage, a fixed deferred annuity with a Guaranteed Lifetime Withdrawal Benefit (GLWB) rider that offers a combination of income, security, liquidity and flexibility in one retirement income solution. “In designing Clear Income Advantage, we talked to people near to and in retirement about their top retirement concerns.
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Marketing technology is essential for B2B marketers to stay competitive in a rapidly changing digital landscape — and with 53% of marketers experiencing legacy technology issues and limitations, they’re researching innovations to expand and refine their technology stacks. To help practitioners keep up with the rapidly evolving martech landscape, this special report will discuss: How practitioners are integrating technologies and systems to encourage information-sharing between departments and pr
Wink Intel
APRIL 10, 2023
CHARLOTTE, N.C.–( BUSINESS WIRE )–Brighthouse Financial, Inc. (Brighthouse Financial) (Nasdaq: BHF) announced today that it plans to hold a conference call and audio webcast to discuss its financial results for the first quarter ended March 31, 2023, at 8:00 a.m. Eastern Time on Tuesday, May 9, 2023. The call will follow the issuance of the Brighthouse Financial first quarter 2023 earnings release and financial supplement on Monday, May 8, 2023, after market close.
Wink Intel
APRIL 10, 2023
OLDWICK, N.J.–( BUSINESS WIRE )–Insurance company impairments in the U.S. life/health industry continued to drop in 2021, with two new insurers identified, compared with five and 10 impairments, respectively, in the preceding two years, according to a new AM Best report. The Best’s Special Report , titled, “2021 US Life/Health Impairments Update,” states that in 2021, two life/health companies became impaired: a New Mexico-based insurer placed into liquidation and one domiciled in
Wink Intel
APRIL 10, 2023
NEW YORK–( BUSINESS WIRE )–American International Group, Inc. (NYSE: AIG) will report financial results for the first quarter ended March 31, 2023, after the market closes on Thursday, May 4, 2023. AIG’s press release and financial supplement will be available in the Investors section of AIG’s website at [link]. AIG will also host a conference call on Friday, May 5, 2023, at 8:30 a.m.
Wink Intel
APRIL 10, 2023
Modern Life is adding long-term care and hybrid long-term care products to its menu of insurance for financial advisors. Click HERE to read the full story via InvestmentNews The post Insurance fintech adds long-term care products appeared first on Wink.
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Temperatures are rising (and not just metaphorically) as key stakeholders anxiously anticipate the outcomes of COP28. While companies reconsider their 2024 environmental sustainability strategies, there is another aspect of ESG that deserves exploring, the social sector. In the latest edition of "Navigating ESG Comms Through the Cosmos - Sagittarius Edition", 3BL hones in on this sign’s bold quality of asking questions others are burning to know the answers to.
Wink Intel
APRIL 10, 2023
What happened to Silicon Valley Bank—along with Signature Bank—that represents the two largest bank failures since the financial crisis? Silicon Valley Bank failed because of six primary reasons, among other things: 1. Deposits were drying up relative to in the past and relative to SVB’s expectations. Because SVB’s customers were largely startup companies and because the economy had been rough on those startup companies, that meant these customers needed their cash back from the bank (SVB).
Wink Intel
APRIL 10, 2023
Hope and I joined my awesome sister-in-law and brother-in-law, Christy and Rick White, in Raleigh, NC, last October for what Chris described as a “bucket list” event—Stevie Nicks in concert. The venue was an amphitheater with maybe the best acoustics I’ve ever experienced, but traffic to, and parking for, the event was indescribably abysmal…it took more than two hours to travel the final two miles to the venue and to get to the nearest open parking spot more than a mile from the gate.
Wink Intel
APRIL 10, 2023
The number of registered investment advisors, or RIAs, in the industry continues to grow along with the percentage of overall assets they manage. As they become more relevant, so does the attractiveness of their business model for many financial professionals currently at broker-dealers and wirehouses. Advisors can join an existing RIA team or form their own.
Wink Intel
APRIL 10, 2023
Carriers have better pricing horsepower for annuities than they have had in over a decade. By “pricing horsepower” what I am referring to is interest rates. We all know that the 10-year Treasury Bond yield has increased substantially over the last couple of years. However, a better benchmark to pay attention to for what carriers largely invest in is corporate bonds.
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In times of economic uncertainty, account-based strategies are essential. According to several business analysts and practitioners, ABM is a necessity for creating more predictable revenue. Research shows that nearly three-quarters of marketers (74%) already have the resources needed to build successful ABM programs.
Wink Intel
APRIL 10, 2023
I always like April’s article to include underwriting because the largest life insurance underwriting conference, AHOU, which is April 16-19 this year in Hollywood, FL. I met with Samplemed about predictive modeling for underwriting. As life insurance becomes more digitized, trust and fraud become very real, so I reached out to TransUnion. Wellness—engaging policyholders—is also covered in this article as I contacted Medix Global about their mobile app and medical services.
Wink Intel
APRIL 10, 2023
In some states, local policymakers are devoting most of their retirement legislative energy to bailing out sinking municipal pension plans, or simply reintroducing the concept of “capitalism.” In other states, state lawmakers are considering versions of the National Association of Insurance Commissioners’ annuity sales standards update, looking into setting up automatic payroll deduction retirement plan programs or even, in one case, trying to guarantee annuity owners a chance to work with a loc
Wink Intel
APRIL 10, 2023
For a long time, economists have predicted that retirees will systematically spend down their savings to preserve their spending or lifestyle in retirement. But a body of recent research suggests that commonly held assumptions have oversimplified how most retirees spend their savings. In fact, when we recently asked retirees about their spending habits, nearly 70% said they manage their money to preserve their assets.
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