Sat.Dec 25, 2021 - Fri.Dec 31, 2021

Misleading Statistics Examples – Discover The Potential For Misuse of Statistics & Data In The Digital Age

Datapine Blog

Table of Contents. 1) What Is A Misleading Statistic? 2) Are Statistics Reliable? 3) Misleading Statistics Examples In Real Life. 4) How Can Statistics Be Misleading. 5) How To Avoid & Identify The Misuse Of Statistics?

4 Wonderful Ways to Use Big Data in Local SEO Marketing

Smart Data Collective

Big data has become a very important part of modern business. Companies are using big data technology to improve their human resources, financial management and marketing strategies. Digital marketing , in particular, is very dependent on big data.

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The Importance of Video Content in Days of Uncertainty

mention

Whatever misgivings people had about video content integrations in our daily lives before the pandemic, we can safely say they are long gone now. As many of us were compelled to find out, video content can help simplify and improve our lives in many ways.

PPC Landing Pages -- Best Practices to Maximize Conversions

SpyFu

PPC landing pages are the first things your leads see after they click on your PPC ad. If they’re poorly created (or just links to your homepage), those leads are likely to bounce, costing you two missed opportunities: You’ve lost the chance to convert a potential customer.

7 Steps to Boost Your Ongoing SEO Strategy

Weidert Group

They say the only constant in the universe is change, and that’s especially true when it comes to the world of SEO. Search Engine Optimization is ever-evolving to match pace with what the biggest search engine out there, Google , is changing about how inquiring minds find what they’re looking for.

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Big Data Drives Office Productivity into Overdrive

Smart Data Collective

Big data is playing a massive role in countless industries. It is changing the landscape of commerce as we know it. As we pointed out in the past, it is the key to business growth. We recently interviewed many entrepreneurs to understand their big data priorities.

7 noteworthy current awareness blog posts you might have missed in 2021

Vable

Another tumultuous year is drawing to a close - congratulations, we made it! Looking back on the year's events, I’m irresistibly reminded of Billy Joel’s “We didn’t start the fire”, which if you’re interested, has recently undergone an update. What happened in the library world in 2021?

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The (Un)Usual Suspects: Black Friday 2021

Pathmatics

With the arrival of the holidays, shoppers were looking to physically go inside stores again due to global supply chain issues delaying eCommerce deliveries and making them unpredictable.

2021 – Mention’s Year in Review

mention

Table of Contents: 50% of marketers globally have turned to Social Listening Social Listening is a necessity for business in 2022. 50% of marketers globally have turned to Social Listening. Mention is celebrating its 10 year anniversary this year. It may seem like nearly a century in software years.

A Guide to Brand Sentiment Analysis

Netbasequid

In a world of constantly shifting consumer opinions, it’s critical for your brand to stay abreast of how you look in the customer’s eye. Fortunately, social listening makes this relatively easy to do.

Lincoln Financial Group Named to Dow Jones Sustainability Index for Sixth Consecutive Year

Wink Intel

RADNOR, Pa.–( –( BUSINESS WIRE )–Lincoln Financial Group (NYSE:LNC) today announced that the company has been named to the prestigious Dow Jones Sustainability Index (DJSI) North America for the sixth consecutive year. This index recognizes companies that demonstrate leadership in environmental, social and governance (ESG) performance, and signifies Lincoln Financial’s continued commitment to corporate responsibility and sustainability. “At

Consumer Behavioral Analytics: What Is It and How Does It Work?

Netbasequid

What do your customers want, and what leads them to make the choices they do? In the age of social media, there’s no use operating your business on guesswork, hunches, or intuition when it comes to understanding your audience.

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What is a Customer Data Integration? What You Should Know

Netbasequid

Have you ever rummaged through your junk drawer looking for a paperclip? That’s what it feels like when you’re searching for consumer insights from siloed or disparate data sources.

Guide to Text Analytics Tools

Netbasequid

There’s a mountain of data out there for brands to sift through in hopes of gaining insights into their industry and consumer base. But without the right text analytics tools, you’ll likely miss critical intel.

Chubb and Wharton Study Examines Ultra-High-Net-Worth Individuals’ Preferences on Financial Advising and Investment Management

Wink Intel

WHITEHOUSE STATION, N.J. , Dec. 21, 2021 /PRNewswire/ — Chubb and The Wharton School of the University of Pennsylvania have released a new research report that examines differences in how wealth managers and ultra-high-net-worth (UHNW) individuals evaluate assets and coordinate risk management activities.

AM Best Affirms Credit Ratings of Nationwide Mutual Insurance Company and Its Key Operating Subsidiaries

Wink Intel

OLDWICK, N.J.–( –( BUSINESS WIRE )– AM Best has affirmed the Financial Strength Rating (FSR) of A+ (Superior) and the Long-Term Issuer Credit Rating (Long-Term ICR) of “aa-” (Superior) of the members of Nationwide Group (Nationwide).

Will All Annuity Issuers Move to Bermuda?

Wink Intel

Many Americans who are planning for retirement would love to live in Bermuda, and so would many of the life insurers that provide their annuities. This raises a critical question that has helped shape annuity issuer coverage this year and will continue to shape issuer coverage in 2022: Will all of the publicly traded U.S. annuity issuers become digital nomads, and end up sharing a swanky beach villa in Hamilton, Bermuda? There’s a nice one on Airbnb, on 5.5

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Wither on a vine?

Wink Intel

Did you know that 435,111 indexed annuities were issued in 2020 alone? And did you know that total indexed annuity premiums received from 1995 through 2020 are $754,169,559,459? Indexed annuities now account for nearly a third of all deferred annuity sales. Not bad for a product that my former partner said would “wither on the vine!” ” -sjm. The post Wither on a vine? appeared first on Wink. Moore on the Market

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Get direct access to Wink’s data

Wink Intel

While we continually enhance our site to meet all of your data needs, we understand that any kind of change can cause alarm for some. We now have data feeds and APIs to give your programs direct access to our data without the user interface changes that we make from time to time. . Please inquire for additional information on the development and subscription fee. We reserve this service for subscribers at this time.

AnnuitySpecs User Message: Annuity Plan Types

Wink Intel

Remember that one time your boss asked you which companies allow NQ Stretch plans? What about that incident where you had to identify which companies offered inherited IRAs? Worry no more! Wink has you covered! You can now easily see ( on the specifications ) and search for ( in Product Search, Advanced Search Options ), which annuity plan types are offered (at a product level) in AnnuitySpecs. Enjoy! The post AnnuitySpecs User Message: Annuity Plan Types appeared first on Wink.

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It’s a New Year!

Wink Intel

The Wink offices will be closed on Friday, December 31st to ring in the New Year. We thank all of you for using Wink’s services and we look forward to another year with you ! . The post It’s a New Year! appeared first on Wink. Wink's Inside Story

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A Conversation with Lee Freitag

Wink Intel

Longevity has thrown a monkey-wrench into many of our assumptions about building adequate and sustainable income for clients. The prospect of outliving one’s assets, running out of money before running out of breath, has become a frightening possibility for many. Moreover, the plans we utilize to help build sustainable portfolios, starting with a once reliable 60/40 strategy, have begun to strain under a nagging low interest environment that is kicking out diminishing yields.

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Best of Barron’s Retirement: Annuities in Your 401(k), the ‘4% Rule’, and Retiring on Dividends

Wink Intel

Retirement is a lot more complicated than it used to be. The popularity of 401(k) savings plans has turned millions of Americans into their own pension plan managers. Retirees must find suitable investments in an era of record-low rates and frothy markets. They must spend down their assets in a tax-efficient manner. And of this while making sure that they don’t run out of money in a retirement that can last 30 years or more. . Click HERE to read the full story via Barron’s.

Reinstating ‘fiduciary rule’ would hurt underserved communities: Opinion

Wink Intel

As a first-generation American who grew up in a low-income neighborhood, I know the challenges that working families face in building a solid financial future for themselves. So, when the federal government moves to impose rules that could hurt the ability of many Americans to save for their retirement, it is particularly dismaying. Click HERE to read the full story via The Hill. The post Reinstating ‘fiduciary rule’ would hurt underserved communities: Opinion appeared first on Wink.

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Outlook For Life Insurance Shoppers In 2022

Wink Intel

Life insurance buyers kept insurers busy in 2021. A sales growth record was set in quarter two and then again in quarter three to levels not seen since 2007, according to LIMRA, an industry-funded financial services research company. Life insurance sales growth increased 18% during the first three quarters of 2021, and all types of life insurance policies saw sales increases. C lick HERE to read the full story via Forbes.

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Are Polices Making Annuity Issuers Leave the Country?

Wink Intel

The Biden administration has put a number of new policies that are affecting annuities, and while some of them may be unintentional a number of companies may be moving to offshore havens to escape the pressure. Annuity issuers are being acquired by private companies and then becoming nomadic firms that are mainly housing themselves in Bermuda. The current Build Back Better act will affect annuity and insurance contracts with updates to the base erosion and anti-abuse tax. .

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MDRT Survey Shows More Focus on Understanding Finances

Wink Intel

MDRT Survey Shows More Focus on Understanding Finances. YouGov conducted a recent study of more than 3,000 United States adults, with an eye to gauging their economic outlook since the COVID?19 19 pandemic has forced so many people into a position of re-examining their financial situations and better understanding the decisions they’ve made and better strengthening their financial positions from this point forward.

Why Fixed Annuities?

Wink Intel

Clients who have attempted their own research on individual annuities may have encountered conflicting and sometimes negative information. With so much confusion surrounding annuities and the contrasts between differing types, it can be difficult to help clients understand whether they are the right addition to their retirement portfolio. However, with a little context and explanation, individual annuities can be demystified, and clients can make more informed decisions.

The 4% Rule Is Dead. What’s an Advisor to Do?

Wink Intel

A new Morningstar report has resurrected debate about the safety of the 4% withdrawal rate in a world of low bond yields and high stock valuations. Plugging more realistic portfolio returns into a Monte Carlo simulator reduces the safe withdrawal rate (10% failure) to 3.3%. The report makes the very important point that fixed withdrawal rates aren’t really that realistic. When faced with a bear market, most retirees will cut back.

We Need the AIs: Paul Chong

Wink Intel

Paul Chong could help hundreds of thousands of Americans live well in retirement. Chong is senior vice president of retirement plan services at CUNA Mutual, a policyholder-owned insurer based in Madison, Wisconsin. CUNA Mutual works with retirement plans that serve about 300,000 employees and have a total of $20 billion in retirement plan assets. Click HERE to read the full story via ThinkAdvisor. The post We Need the AIs: Paul Chong appeared first on Wink. Industry Articles

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Guardian Posts 2022 Dividend Rate

Wink Intel

The Guardian Life Insurance Co. and TIAA have announced rates for extra 2022 payouts. Guardian says it will base dividends for eligible individual life insurance policyholders on a dividend interest rate of 5.6%. Click HERE to read the full story via ThinkAdvisor. The post Guardian Posts 2022 Dividend Rate appeared first on Wink. Industry Articles

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Sailstad Case Update: 100 Years Ago in Insurance

Wink Intel

Here is an article that appeared in the Dec. 29, 1921, issue of The National Underwriter Life Insurance Edition. Interest has again been aroused in underwriting circles in the case of E.J. Sailstad, president of the Multitone Manufacturing Co., Eau Claire, Wis., who was supposed to have burned to death at Lake Nebagamon, Wis., in August, 1920, by the filing of an application for a marriage license by Mrs. Laona Sailstad and Ross T. Richardson, a salesman. Mrs. Sailstad stated that she is a widow.

Pushing Thrift Week; Life Insurance Prominent: 100 Years Ago in Insurance

Wink Intel

Here is an article that appeared in the Dec. 29, 1921, issue of The National Underwriter Life Insurance Edition. In the “National Thrift Week” to be observed Jan. 17-23, life insurance is given a prominent place, the third day of the campaign being “Life Insurance Day.” This movement is fostered by the Y.M.C.A. in cooperation with 42 civic, national, commercial, educational and religious organizations. Click HERE to read the full story via ThinkAdvisor.

Service Not Fully Understood: 100 Years Ago in Insurance

Wink Intel

Here is an article that appeared in the Dec. 29, 1921, issue of The National Underwriter Life Insurance Edition. If more people in high places just understood life insurance better they would get back of life agents even more strongly than they do now. It is the desire of nearly every leader, whether he be in politics, religion, business or what not, to encourage thrift. They seek to have the people acquire reasonable bond holdings.

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COVID-19 Really Has Powered Up Life Sales: Idea File

Wink Intel

Jake Tamarkin, the founder of Everyday Life, an online life insurance selection system, says the conventional wisdom is true: The COVID-19 pandemic really has had a big, obvious effect on consumers’ interest in life insurance. Tamarkin started out by getting a bachelor’s degree from the Berklee College of Music, then a master’s degree in business from Indiana University’s business school. Click HERE to read the full story via ThinkAdvisor.

Federal Crash Spotters Eye Life Insurers’ ‘Reach for Yield’

Wink Intel

The federal government’s financial crash spotters seem to be worrying less about the possible effects of COVID-19 deaths on U.S. life insurers and more about the possible effects of low interest rates. The Financial Stability Oversight Council put a half-page section on life and annuity issuers in its 2021 annual report. Click HERE to read the full story via ThinkAdvisor. The post Federal Crash Spotters Eye Life Insurers’ ‘Reach for Yield’ appeared first on Wink.

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Our New Year’s Creed: 100 Years Ago in Insurance

Wink Intel

Here is an article that appeared in the Dec. 29, 1921, issue of The National Underwriter Life Insurance Edition. We desire to radiate Prosperity, Courage and without We desire to Cheerfulness, Sincerity, Good Will. We wish to live hate, whim, jealousy, envy or fear.

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