Thu.Dec 07, 2023

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How to create an effective business continuity plan

CIO

The tumultuous events of the past several years have impacted practically every business. And with the number of extreme weather events, cyberattacks, and geopolitical conflicts continuing to rise, business leaders are bracing for the possibility of increasingly more frequent impactful incidents their organizations will need to respond to. According to PwC’s 2023 Global Crisis and Resilience Survey , 96% of 1,812 business leaders said their organizations had experienced disruption in the past tw

Business 738
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Smart Video Bloggers Are Leveraging Cloud-Based Marketing Tools

Smart Data Collective

Video blogging (which is often referred to as vlogging) has become a very popular medium for people that want to share their ideas and knowledge with people they would never otherwise reach.

Marketing 231
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WestRock CIDO Amir Kazmi on building resiliency

CIO

Amir Kazmi is a savvy business leader whose leadership playbook has been shaped by the fact that he’s spent one third of his career in P&L roles. In his current role as chief information and digital officer at WestRock, he’s responsible for developing and executing global information systems, technology, and cybersecurity strategy in addition to leading the company’s digital transformation.

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How to Automate Removal of “Dead” HubSpot Marketing Contacts in CRM

Weidert Group

Email list management. There was a time when those words struck fear in the hearts of marketers. The process was manual, time-consuming, and not very consistent. There’s not one marketer I know who has time to devote to inefficiency. That’s why I love creating automated workflows in HubSpot to help my clients keep their databases clean. Creating a workflow is an easy, powerful, and automated way to remove “dead” marketing contacts from your mailing lists so your CRM database remains clean.

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Are Your Impact Comms Resonating With Stakeholders?

Whether your organization is at the start of its sustainability and impact journey or years into it, many brands share a common concern: the uncertainty of whether they are sending stakeholders mixed messages. Creating content that speaks to your audience's “love language” can be a tricky dance. But, worry not! 3BL has put together tips to ensure that your content not only finds its rhythm but also resonates with your target audiences.

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When natural disasters strike Japan, ?ita University’s EDiSON is ready to act

CIO

Over the centuries, Japan has endured more than its fair share of natural disasters – such as the Great Kanto earthquake of 1923 that resulted in close to 40,000 lives lost in downtown Tokyo alone and, more recently, the 2011 Tohoku quake and tsunami that devastated the northeast coast of Japan, killing 18,000 residents with approximately 20,000 more still uncounted for to this day.

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Unlocking generative AI’s greatest growth opportunities

CIO

Over the last year, generative AI—a form of artificial intelligence that can compose original text, images, computer code, and other content—has gone from experimental curiosity to a tech revolution that could be one of the biggest business disruptors of our generation. Along the way, business leaders in every industry have been scrambling to develop their generative AI strategies, address potential risks, and figure out the best next action while trying to stay one step ahead of the competition

Finance 412
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Expert Insights: AI Trends in Healthcare

Alpha Sense BI

The healthcare landscape is rapidly evolving as advancements in technology continue to drive efficiencies in medical practices, clinical trials, and drug development. While the healthcare industry has turned towards artificial intelligence (AI) to streamline healthcare processes, these rapid innovations have also driven ethical and cultural concerns with adoption, regulations, and patient data security.

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THIRD QUARTER 2023 LIFE INSURANCE SALES

Wink Intel

Non-Variable UL Sales for the third quarter of 2023 were $774 million, compared with sales of $769 million for the third quarter of 2022. Third quarter non-variable life sales were down more than 6% when compared to the previous quarter and down less than 1% as compared to the same period last year. Total 3Q2023 non-variable universal life sales were $774,037,093.

Sales 52
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Cybersecurity for enterprise: 10 essential PAM considerations for modern hybrid enterprises

CIO

Supporting enterprise security during a cloud migration can be rife with pitfalls that can derail the initiative and ruin the customer experience. It’s no joke—I know a finance director who suffered this fate. She joined the company in the middle of a corporate cloud transformation initiative and inherited a new Privileged Access Management (PAM) solution as part of an enterprise cybersecurity overhaul.

Security 640
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7 Strategies to Gather (and Actually Use) Competitive Intel from Employees

Leaders in competitive intel know that the employees who interact with customers and prospects every day hold valuable competitive insights that could help win sales. But they don’t have a good plan or system to gather, organize, and share these insights with the stakeholders who need them. In this eBook, we outline 7 strategies to make it easier to build and scale an employee sharing program that will drive competitive advantage.

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Wink, Inc. Releases Third Quarter, 2023 Life Sales Results

Wink Intel

— FOR IMMEDIATE DISTRIBUTION — NEWS RELEASE LIFE SALES TAKE A DIVE IN THE THIRD QUARTER Wink, Inc. Releases Third Quarter, 2023 Life Sales Results Des Moines, Iowa. December 7, 2023 – Wink, Inc. released the third quarter, 2023 life sales results in its 105 th edition of Wink’s Sales & Market Report. Wink’s Sales & Market Report is the insurance industry’s #1 resource for life insurance sales data, since 1997.

Sales 52
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BMC on BMC: How the company enables IT observability with BMC Helix and AIOps

CIO

As a global company with more than 6,000 employees, BMC faces many of the same data challenges that other large enterprises face. The organization has 500 applications for business services, 80,000 VMs, 3,000 hosts, and more than 100,000 containers. BMC needed a solution to transform this large volume of data and enable observability to understand thousands of events as a single scenario.

IT 637
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10 Questions People Ask Google About Annuities: 2023

Wink Intel

Google knows our secret thoughts, because we often turn them into search queries. If we search for “fever,” Google suspects that we might be sick. If we type “fever sy,” Google suggests a list of autocomplete options that includes “fever symptoms in dogs,” “fever symptoms in babies“ and “fever symptoms in toddlers.” Public health officials use that kind of information to find early signs of infectious disease outbreaks.

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The data deluge: The need for IT Operations observability and strategies for achieving it

CIO

To understand service health, IT needs to examine availability, security, performance, and log data from all layers of the ecosystem. Accomplishing this task requires observability driven by artificial intelligence (AI). Simply put, observability is the ability to look at data from all of an organization’s tools to understand the state of an application or service.

IT 553
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What Regulations Will Impact Sustainability Comms in 2024?

Navigating the waters of sustainability reporting disclosures and regulations can be intimidating, to say the least. With various measures set in motion in 2023 to keep companies accountable, there is a lot in store for brands’ impact communication in the upcoming year. 3BL is kicking off this January with our Navigating ESG Comms Through the Cosmos - Capricorn Edition by highlighting the impact of: The U.S Securities and Exchange Commission (SEC) Climate disclosure rules The European Commission

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DPL Financial Partners Surpasses $2B in Commission-Free Annuity Sales

Wink Intel

LOUISVILLE, Ky.–( BUSINESS WIRE )–DPL Financial Partners, the leading platform for commission-free annuities, today announced that it has crossed $2 billion in sales of no-load annuity products. The milestone, spurred by growing adoption among both longtime fee-only advisors and “breakaway” advisors transitioning from brokerage to a fiduciary practice, comes just over one year after the company hit $1 billion in annuity purchases in 2022.

Sales 40
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Andrew Mais to Lead State Insurance Regulators Into Fiduciary Rule Arena

Wink Intel

Members of the National Association of Insurance Commissioners have elected Andrew Mais to be the group’s president in 2024. The results mean that Mais, the Connecticut insurance commissioner, will lead the NAIC as the organization wrestles with the Department of Labor over jurisdiction over annuity sales standards. Click HERE to read the full story via Think Advisor The post Andrew Mais to Lead State Insurance Regulators Into Fiduciary Rule Arena appeared first on Wink, Inc.

Sales 40
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Broker Words—December2023

Wink Intel

“Long overdue” is the first phrase to come to mind in announcing that Jim Ash, one of the most influential BGAs to ever grace our business (and a really great guy), is this year’s recipient of the Douglas Mooers Award for Excellence. Presented at the annual conference, the Mooers award is NAILBA’s, and thus brokerage’s, most prestigious award, honors distinction in brokerage, and is presented to the individual most committed to furthering independent life brokerage as a distribution system and w

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How Much Cash Can I Expect Each Month From A $150,000 Annuity?

Wink Intel

Many people have turned to annuities as a reliable means of securing a stable income during retirement. Financial advisers often highlight annuities as a prudent choice for those looking to manage retirement finances effectively. With a $150,000 annuity, the monthly income potential varies based on several key factors, such as the type of annuity chosen, the age of the annuitant and the length of the payout period.

Finance 40
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How to Stay Competitive in the Evolving State of Martech

Marketing technology is essential for B2B marketers to stay competitive in a rapidly changing digital landscape — and with 53% of marketers experiencing legacy technology issues and limitations, they’re researching innovations to expand and refine their technology stacks. To help practitioners keep up with the rapidly evolving martech landscape, this special report will discuss: How practitioners are integrating technologies and systems to encourage information-sharing between departments and pr

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A Closer Look at the DOL’s Proposed Rollover Rule

Wink Intel

The Department of Labor on Oct. 31 released a proposed rule defining who is an investment advice fiduciary for purposes of the Employee Retirement Income Security Act, along with proposed amendments to class prohibited transaction exemptions available to investment advice fiduciaries, including PTE 2020-02, aka the “rollover rule.” I recently spoke with my colleague Joe Antonakakis to learn more about the proposed rule.

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Pacific Life, Agent Face Suit Over $500K Payment That Vanished

Wink Intel

riminals who pretended to be Pacific Life executives fooled an agent into causing an applicant to send them a $500,000 payment, according to a new lawsuit. The plaintiff, William Machin, filed the suit in the U.S. District Court for the Southern District of Florida. Click HERE to read the full story via ThinkAdvisor Wink’s Moore on the Market: This is seriously the most bizarre lawsuit I have ever seen.

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New DOL Proposal Could Spur Consolidation, Shift to Advisory: LPL CEO

Wink Intel

The Department of Labor ’s new proposed fiduciary rule could trigger “a wave of consolidation” in the industry and accelerate the trend in assets shifting from brokerage to advisory, both of which can benefit a firm such as LPL Financial , according to its president and chief executive officer Dan Arnold. Click HERE to read the full story via Financial Advisor IQ The post New DOL Proposal Could Spur Consolidation, Shift to Advisory: LPL CEO appeared first on Wink, Inc.

IT 40
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RGA launches third-party life reinsurer Ruby Re

Wink Intel

Reinsurance Group of America (RGA), a global life and health reinsurer, has launched Ruby Reinsurance Company (Ruby Re), a Missouri-domiciled third-party life reinsurance company targeting US asset-intensive business. According to the announcement, Ruby Re has closed its first round of funding and secured equity capital commitments from lead investors Golub Capital, Hudson Structured Capital Management Ltd.

Capital 40
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What Questions Are Brands Asking About Their ESG Initiatives Ahead of 2024?

Temperatures are rising (and not just metaphorically) as key stakeholders anxiously anticipate the outcomes of COP28. While companies reconsider their 2024 environmental sustainability strategies, there is another aspect of ESG that deserves exploring, the social sector. In the latest edition of "Navigating ESG Comms Through the Cosmos - Sagittarius Edition", 3BL hones in on this sign’s bold quality of asking questions others are burning to know the answers to.

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ECA Marketing, Inc Partners with Wichita National Life Insurance to Launch Competitive Multi-Year Guaranteed Annuity Product

Wink Intel

Eden Prairie, Minnesota – Eden Prairie, MN, December 5, 2023 – ECA Marketing, Inc, a leading Insurance Marketing Organization, is thrilled to announce its latest joint venture with Wichita National Life Insurance (WNL) to introduce a competitive, proprietary Multi-Year Guaranteed Annuity (MYGA) product. This strategic partnership combines the annuity expertise and resources of ECA Marketing with the insurance industry longevity of Wichita National Life Insurance.

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Changing exemptions for life insurance sales in qualified plans

Wink Intel

Life insurance in qualified retirement plans is a useful strategy to provide a pre-retirement death benefit to participants and their beneficiaries. This can possibly self-complete a retirement plan for survivors as well as use a noncorrelated asset in overall portfolio diversification. Click HERE to read the full story via INN Wink’s Moore on the Market : Ernesto Guerriero had a great article about the best interest regulation in this month’s “ InsuranceNewsNet Magazine.”

Sales 40
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Go in with your eyes wide open!

Wink Intel

Reading an ad, promoting a hybrid index that is used on indexed annuities. I HOPE you know that one of the constituents in nearly all hybrid/engineered/bespoke/volatility-controlled indices is CASH. Index providers control the allocation of funds within the index’s constituents. If the index is heavily weighted toward cash, this WILL have the effect of drag on your performance.

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Setting Corebridge on the path to the ‘one-click’ consumer — With Tim Heslin

Wink Intel

Tim Heslin began his life insurance career by pricing term life insurance. He’s worked his way up the ladder at AIG over the past 20 years, holding a wide variety of titles that prepared him to become Corebridge Financial’s president of life insurance. Corebridge Financial was formed as a rebrand of AIG’s life and retirement subsidiary in 2021. Click HERE to read the full story via INN Wink’s Moore on the Market: Tim Heslin with Corebridge Financial taught me something new today.

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ABM Evolution: How Top Marketers Are Using Account-Based Strategies

In times of economic uncertainty, account-based strategies are essential. According to several business analysts and practitioners, ABM is a necessity for creating more predictable revenue. Research shows that nearly three-quarters of marketers (74%) already have the resources needed to build successful ABM programs.

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I bought an annuity through a direct-to-consumer platform.

Wink Intel

I bought an annuity through a direct-to-consumer platform. The electronic process was very simple. At this point, I am waiting for one of their home office agents to contact me about the case. My inforce 5-year MYGA was renewing at 4.40%. Why would I renew, when I can get a new 5-year MYGA crediting 6.50%? That rate sealed the deal! -sjm The post I bought an annuity through a direct-to-consumer platform. appeared first on Wink, Inc.

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Fixed indexed annuities—a potent tool for diversifying away from equities

Wink Intel

Most financial experts believe that many older Americans are too heavily invested in the stock market, and now there’s evidence to back them up. When giant Fidelity Investments analyzed its retirement accounts customers, it found that 37% of those born between 1946 and 1964 (so-called Baby Boomers) have more equity holdings than they should. Depending on age, people in this age bracket should have from 47% to 67% in equities, according to Fidelity.

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Finra Brings Down Reg BI Hammer on Ex-Cambridge Broker Over Annuity Exchanges

Wink Intel

The Financial Industry Regulatory Authority has fined and suspended a former independent broker with Cambridge Investment Research in Mason, Ohio for recommending a series of variable annuity exchanges that violated Regulation Best Interest, according to a settlement finalized on Thursday. Click HERE to read the full story via AdvisorHub Wink’s Moore on the Market : Stop.