Alpha Sense BI

SEPTEMBER 6, 2023

Rising interest rates and closed debt markets mean slow deal flow and volatile macroeconomic conditions. Consequently, the deals coming through your doors require extra scrutiny, and your criteria for due diligence needs to shift to take into account market changes. rising inflation, supply chains disrupted by COVID-19, etc.)

Due Diligence 52

Due Diligence Intellectual Property Capital Analysis 52

Wink Intel

MAY 6, 2024

Strong sales and net flows across our businesses are driving increases in both spread- and fee-based earnings, and Equitable is well-positioned to capitalize on the current favorable environment for growth,” said Mark Pearson, President and Chief Executive Officer. billion, led by robust sales of our spread-based buffered annuity.

Loss 40

Loss Capital Intellectual Property Security 40

Wink Intel

SEPTEMBER 1, 2023

The Goldman Sachs Equity TimeX Index (the “Index”) offers exposure to the equity market while providing greater option-cost stability through volatility control and an excess return structure. Performance Choice ® is a flexible premium deferred FIA designed for accumulation potential while helping protect from market volatility.

Intellectual Property 40

Intellectual Property Loss Sales Capital 40

Wink Intel

AUGUST 31, 2023

The Goldman Sachs Equity TimeX Index (the “Index”) offers exposure to the equity market while providing greater option-cost stability through volatility control and an excess return structure. Performance Choice ® is a flexible premium deferred FIA designed for accumulation potential while helping protect from market volatility.

Intellectual Property 40

Intellectual Property Loss Sales Capital 40

Wink Intel

FEBRUARY 20, 2024

The RILA category has experienced rapid growth over the last few years, with total industry RILA sales forecasted to be at a record level between $44 to $48 billion in 2023 1 as advisors and consumers continue to find RILAs an attractive solution in the current market. ” 1 LIMRA Annuity Market Forecast 2 For J.D.

Intellectual Property 40

Intellectual Property Banking IT Retail 40

Wink Intel

FEBRUARY 13, 2024

With continued focus on higher growth markets, integrated offerings, and valuable distribution partnerships, we generated over $1.6 Full year and fourth quarter highlights Retirement and Income Solutions (RIS) full year sales increased 9% over 2022, including $2.9 14.8% Incurred loss ratio 61.0% 30% $1,051.4 12% $2,690.3

Loss 40

Loss Capital Intellectual Property Globalization 40

Wink Intel

NOVEMBER 2, 2021

It also features an innovative first-to-market Performance Strategy Ladder that is designed to provide greater growth opportunities. “Most products in market today only address one of these four risks. For over a decade, Annexus has developed market-leading fixed index annuities and indexed universal life insurance products.

Intellectual Property 40

Intellectual Property Security Security Loss 40

Wink Intel

NOVEMBER 22, 2022

The Dimensional US Foundations Index will be distributed through Market Synergy Group (MSG), one of the nation’s largest networks of independent marketing organizations. Index annuities are not a direct investment in the stock market. formerly known as AIG Life & Retirement.

Intellectual Property 40

Intellectual Property Loss Research Banking 40

Wink Intel

AUGUST 1, 2023

With markets recovering, we expect greater opportunities to capture assets in our actively managed solutions in the second half of the year. billion of pension risk transfer sales Principal Global Investors (PGI) managed AUM of $485.8 billion of pension risk transfer sales Principal Global Investors (PGI) managed AUM of $485.8

Loss 40

Loss Capital Intellectual Property Globalization 40

Wink Intel

NOVEMBER 6, 2023

billion in shareholder value through the sale of our international operations as we streamline our portfolio to focus on our businesses in the United States. “We per share of common stock Repurchased $102 million of shares from public market through October 31, 2023 Declared special dividend of $1.16

Loss 40

Loss Security Security Capital 40

Wink Intel

AUGUST 8, 2023

Base spread income also grew 42% year over year, and our businesses remain well positioned to capitalize on current market opportunities. Also, we believe the sale of Laya Healthcare unlocks significant value for shareholders and represents an important step in maintaining our focus on the life and retirement businesses in the United States.

Loss 40

Loss Capital Security Security 40

Wink Intel

MARCH 7, 2023

Assumptions The outlook for 2023 reflects: Corporate segment pre-tax operating losses of $(375)-$(425) million; U.S. 31, 2022; Interest rates follow forward curve as of Dec. 31, 2022; and Future foreign exchange rates follow external consensus 14 as of January 2023. 877-407-0832 (U.S.

Loss 40

Loss Intellectual Property Capital Globalization 40

Wink Intel

FEBRUARY 8, 2022

Although we believe that the expectations reflected in such forward-looking statements are reasonable, such statements involve risks and uncertainties, and undue reliance should not be placed on such statements and they should not be interpreted as confirming market or analysts’ expectations in any way.

Intellectual Property 40

Intellectual Property Capital Loss Finance 40

Wink Intel

MAY 15, 2023

Premiums and deposits 1 grew 45% compared to the prior year quarter Base portfolio income 2 for our insurance operating businesses grew 23% while base yield 2 expanded 60 basis points compared to the prior year quarter Net loss of $459 million, or $0.70 per share reflect strong base spread income 2 Holding company liquidity of $1.8

Loss 40

Loss Security Security Capital 40

Wink Intel

JANUARY 30, 2023

Fourth quarter 2022 net loss attributable to Principal Financial Group ® , Inc. per diluted share, includes $514 million of loss from exited business. Non-GAAP net income attributable to PFG excluding loss from exited business 1 for the 12 months ending Dec. billion, or $18.85 per diluted share, includes $3.3 billion, or $6.66

Loss 40

Loss Capital Intellectual Property Globalization 40

Wink Intel

AUGUST 8, 2023

AB’s institutional pipeline remains strong with growth in Private Markets supporting a 2% fee-rate improvement year-over-year. In addition, our capital ratios remain resilient through market cycles with a combined RBC ratio of approximately 425-450% as of the half year, above our 375-400% target.” Asset Management net outflows were $4.0

Loss 40

Loss Capital Intellectual Property Globalization 40

Wink Intel

MAY 30, 2022

Principal will release its second quarter 2022 financial results after market close on Monday, August 8, 2022. The proceeds are included in the company’s planned $2.0 billion-$2.3 billion of share repurchases for 2022.

Intellectual Property 40

Intellectual Property Capital Loss Banking 40

Wink Intel

FEBRUARY 22, 2023

“In the fourth quarter and throughout the year, our diversified business platform and broad reach enabled robust sales and attractive margins in fixed and fixed index annuities, in addition to strong performance realized across all our businesses. billion, a 118% decrease compared to the prior year quarter. .” APTOI was $2.2

Loss 40

Loss Sales Security Security 40

Wink Intel

NOVEMBER 14, 2022

We delivered robust sales and deposit flows across all four businesses and we are gaining momentum from some of the most attractive pricing conditions in recent history. Variable investment income (loss) – insurance operating businesses. . $. (1. Variable investment income (loss). . $. (13. 2,031. . . $. 1. ). . $.

Loss 40

Loss Capital Sales Retail 40

Wink Intel

FEBRUARY 14, 2022

APE sales 5 of $6.1 billion in 2021 driven by our insurance businesses delivering double-digit growth in APE sales and NBV and Global WAM delivering strong net inflows of $27.9 In this news release, percentage growth / declines in NBV, APE sales, gross flows and average AUMA are stated on a constant exchange rate basis.

Globalization 40

Globalization Sales Loss Management 40

Wink Intel

AUGUST 9, 2022

Throughout the quarter, uncertainty over central banks tightening caused volatility in equity, interest rate, and foreign currency markets, which negatively impacted our results,” said Dan Houston, chairman, president, and CEO of Principal ®. million primarily due to lower fees as a result of unfavorable equity and fixed income markets.

Loss 40

Loss Capital Intellectual Property Banking 40

Wink Intel

OCTOBER 31, 2022

billion of positive total company net cash flow, despite headwinds from equity and fixed income markets and foreign exchange rates,” said Dan Houston, chairman, president, and CEO of Principal ®. RIS – Spread sales of $1.7 billion of pension risk transfer sales. Incurred loss ratio. per diluted share, in the quarter.

Loss 40

Loss Capital Intellectual Property Globalization 40

Wink Intel

AUGUST 9, 2022

“With our resilient business model and fair value hedging program, we continued to deliver robust results and our balance sheet remains protected amidst challenging economic conditions and declining markets. Net income (loss) attributable to Holdings. . Net income (loss) attributable to Holdings per common share. . 4.47. .

Loss 40

Loss Capital Intellectual Property Security 40

Wink Intel

MAY 2, 2022

Strong underlying fundamentals and a sharp focus on our growth drivers drove a solid start to the year despite significant market volatility and geopolitical uncertainty,” said Dan Houston, chairman, president, and CEO of Principal ®. million primarily due to favorable equity markets and revenue from the Principal Deposit Sweep program.

Loss 40

Loss Capital Intellectual Property Globalization 40

Wink Intel

FEBRUARY 8, 2022

With a renewed focus on higher growth markets and improved capital efficiency, we were able to deliver strong non-GAAP operating earnings of $498 million in the fourth quarter and over $1.8 RIS – Spread sales of $2.4 billion of pension risk transfer sales. RIS – Spread sales of $7.9 billion of pension risk transfer sales.

Loss 40

Loss Capital Intellectual Property Globalization 40

Wink Intel

MAY 10, 2022

Our fair value economic approach and use of market interest rates have led to robust cash flows despite volatile markets and geopolitical conflict. Equitable has committed to deploy $10 billion in investment capital from its General Account towards AB’s Private Markets platform. Non-GAAP operating earnings (loss). . .

Loss 40

Loss Capital Intellectual Property Security 40

Wink Intel

NOVEMBER 8, 2022

In asset management, we were not immune to industry-wide net outflows this quarter but flows remain positive for the year as we continue to benefit from a global distribution platform and continued growth in private markets with our strategic shift supporting a fee-rate improvement of 7% over the prior year. 0.69. . . 1.28. . .

Loss 40

Loss Capital Intellectual Property Security 40

Wink Intel

FEBRUARY 2, 2021

Our balance sheet and underlying investments are high quality and performed exceptionally well in 2020’s stressed and volatile markets. Retirement and Income Solutions (RIS) – Fee recurring deposits increased 7% over the prior year quarter and sales 2 were $3.2 Fourth quarter sales were $2.1 RIS-Spread sales of $8.1

Loss 40

Loss Capital Intellectual Property Globalization 40

Wink Intel

MARCH 8, 2022

and emerging markets, global asset management, and U.S. Incurred loss ratio. . . The outlook for 2022 reflects: Corporate segment pre-tax operating losses of $(370)-$(400) million; includes a portion of the aforementioned stranded costs from the reinsurance transaction; U.S. Key takeaways and total company guidance.

Intellectual Property 40

Intellectual Property Loss Capital Banking 40

Wink Intel

NOVEMBER 8, 2021

Sustained growth of our capital-light businesses, positive net inflows and favorable equity markets propelled AUM up 17% to reach $871 billion, a record high. Net income (loss) attributable to Holdings. Net income (loss) attributable to Holdings per common share. Non-GAAP operating earnings (loss). 871. . . $.

Loss 40

Loss Capital Intellectual Property Finance 40

Wink Intel

MARCH 2, 2021

Incurred loss ratio. . . The outlook for 2021 reflects: Corporate segment pre-tax operating losses of $(330)-$(350) million; U.S. Pre-tax return on combined net revenue (at PFG share). . . Specialty Benefits. Premium and fees 7. Pre-tax return on premium and fees 7. . . 60 – 65%. Individual Life. Premium and fees.

Intellectual Property 40

Intellectual Property Capital Loss Banking 40

Wink Intel

MAY 11, 2021

Buoyed by net flows and strong equity markets, assets under management grew 27% year-over-year to $822 billion, reaching another record high,” said Mark Pearson, President and Chief Executive Officer. Net income (loss) attributable to Holdings. Net income (loss) attributable to Holdings per common share. 822. . . $.

Loss 40

Loss Capital Intellectual Property Security 40

Wink Intel

MAY 3, 2021

Our favorable investment performance, diverse and in-demand solution set, and expanding distribution partnerships resulted in increased sales and drove total net cash flow to $8.2 Retirement and Income Solutions (RIS) – Fee had record sales of $8.1 Incurred loss ratio. . Pre-tax operating earnings (losses). . .

Loss 40

Loss Capital Intellectual Property Globalization 40

Wink Intel

AUGUST 10, 2021

We continue to benefit from positive net flows and favorable equity markets with AUM now reaching $869 billion, up 22% year-over-year and 6% over the first quarter,” said Mark Pearson, President and Chief Executive Officer. Net income (loss) attributable to Holdings. Net income (loss) attributable to Holdings per common share.

Loss 40

Loss Capital Intellectual Property Security 40

Wink Intel

AUGUST 3, 2021

Individual Life premium and fees growth reflects strong non-qualified COLI sales, which increased 61% from the prior year quarter. million due to higher equity markets and growth in the business. Incurred loss ratio. . million as growth in the business was more than offset by a higher incurred loss ratio in the current quarter.

Loss 40

Loss Capital Intellectual Property Globalization 40

Wink Intel

NOVEMBER 8, 2021

APE sales 1 of $1.4 ” “The impact of the pandemic continues to vary across the globe with North American markets beginning to experience a recovery, while many markets in Asia implemented further restrictions in the third quarter,” said Phil Witherington , Chief Financial Officer. Core earnings 1 of $1.5

Globalization 40

Globalization Business Management Intellectual Property 40

Wink Intel

FEBRUARY 23, 2021

Net income (loss) attributable to Holdings. . Net income (loss) attributable to Holdings per common share. . Non-GAAP operating earnings (loss). . Non-GAAP operating earnings (loss) per common share (“EPS”). . On a full year basis net income (loss) attributable to Holdings improved by $1.1 . $. 735. .

Loss 40

Loss Capital Intellectual Property Management 40