Mon.Mar 14, 2022

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5 Practical Applications of Big Data for Small Businesses

Smart Data Collective

Big data is a tool typically talked about in the context of the benefits it provides for larger organizations, and yet it is also within reach of small businesses as well. A wealth of tools and solutions that bring big data to up-and-coming companies are available, so let’s go over the most impactful and practical applications these can achieve. Delivery Route Planning for Teams Of Drivers.

Business 292
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How to Start Using AI at Your Company

Dataversity

So you want to start using AI at your company. Now what? First, evaluate if it has an appropriate place in your company. Many organizations hire a data scientist or an entire AI team with an anticipation of a fast, massive, magical gain. Even though by now most people realize that these expectations are naive, […]. The post How to Start Using AI at Your Company appeared first on DATAVERSITY.

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Will Blockchain Be Resilient for Russians Using Cryptocurrencies?

Smart Data Collective

Blockchain technology has had a huge impact on the financial sector. Although many traditional financial institutions like Bank of America use blockchain , it is still mostly used for cryptocurrency transactions. The benefits of the blockchain network are soon going to be put to the test. There are indicators that Russia is going to start moving towards cryptocurrencies in response to recent sanctions.

Banking 254
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When It Comes to Data Quality, Businesses Get Out What They Put In

Dataversity

Imagine you’ve invited your boss over for a dinner party to try to show off your culinary skills (and perhaps get a promotion). The stakes are high, so you search the web and find the most revered chicken parmesan recipe around. At the grocery store, it is immediately clear that some ingredients are much more […]. The post When It Comes to Data Quality, Businesses Get Out What They Put In appeared first on DATAVERSITY.

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Are Your Impact Comms Resonating With Stakeholders?

Whether your organization is at the start of its sustainability and impact journey or years into it, many brands share a common concern: the uncertainty of whether they are sending stakeholders mixed messages. Creating content that speaks to your audience's “love language” can be a tricky dance. But, worry not! 3BL has put together tips to ensure that your content not only finds its rhythm but also resonates with your target audiences.

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Using Analytics to Maximize Revenue with a SaaS Business Model

Smart Data Collective

Data analytics technology is becoming a more important aspect of business models in all industries. SaaS companies are no exception. They need to leverage analytics strategically to maximize their revenue. Data Analytics is an Invaluable Part of SaaS Revenue Optimization. The importance of customer loyalty and customer service has become increasingly well-known and companies have needed to adapt their business models accordingly to gain a competitive edge.

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Analytics for UX Design with “Yes” and “No” Buttons in Exit Intent Popups

Smart Data Collective

Internet users’ expectations have evolved considerably over the past two decades. As companies strive to meet these expectations, data analytics has become an essential aspect of modern UX design. There are a lot of variables that you have to test when you are optimizing your website for these users. You will need to know how to leverage website analytics tools to perform these tests effectively.

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Why Should I WANT to be a Citizen Data Scientist?

Elegant BI

3 Benefits of Making the Transition from Business User to Citizen Data Scientist! If you are a business owner, executive or manager, you have already heard about (and are probably implementing) strategies for Citizen Data Scientists. If you are a business user, you may be hearing rumblings of this in your everyday work and wondering exactly what this type of initiative means for you and why you should consider it beneficial.

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Are you a sports fan?

Wink Intel

Are you a sports fan? Do you have a giving heart? NAILBA and the NAILBA CHARITABLE FOUNDATION are hosting a March Madness auction. Check it out HERE! . Your money will go to help deserving nonprofit organizations. Help raise some money for a good cause, and go it to BID! -sjm . The post Are you a sports fan? appeared first on Wink.

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How to Modernize your legacy BI systems with BI fabric?

BI Hub

Many enterprises are confused with dealing the unsatisfactory reality of legacy BI systems. We must accept the reality that the legacy BI systems that support day-to-day business activities will remain in place for the foreseeable future. However, because a sizeable component of these systems is used to support daily business operations, it is difficult to completely decommission and replace them.

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7 Strategies to Gather (and Actually Use) Competitive Intel from Employees

Leaders in competitive intel know that the employees who interact with customers and prospects every day hold valuable competitive insights that could help win sales. But they don’t have a good plan or system to gather, organize, and share these insights with the stakeholders who need them. In this eBook, we outline 7 strategies to make it easier to build and scale an employee sharing program that will drive competitive advantage.

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What’s the Deal with (Annuity) Reinsurance?

Wink Intel

What is annuity reinsurance, and how did it become one leg of the three-legged Bermuda Triangle strategy, as we call it? . To put it another way, how did an esoteric tool for repairing the balance sheets of life insurance companies evolve, especially when big buyout firms apply it, into a nearly essential ingredient for sales leadership in the half-trillion-dollar fixed indexed annuity business?

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Signal Advisors to Offer Annexus Product Suite

Wink Intel

The newest innovator in annuity distribution joins forces with the premier product designer. DETROIT , March 11, 2022 /PRNewswire/ — Signal Advisors, the fastest-growing insurance marketing organization (IMO) in the nation, announced today its strategic partnership with Annexus, the leading independent product design and distribution company in America.

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New study: Majority of Americans feel the Federal Reserve should be doing more to address inflation

Wink Intel

COLUMBUS, Ohio , March 10, 2022 /PRNewswire/ — Americans have a grim outlook on the U.S. economy, and nearly two-thirds (64%) feel the Federal Reserve should be taking a more aggressive approach to addressing inflation, according to a new survey by the Nationwide Retirement Institute ®. While older consumers are most likely to support stronger actions from the Federal Reserve (baby boomers 72%), even a majority of Gen Z (50%) agree the central bank should do more.

Banking 40
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Simplicity Acquires Optima Financial & Insurance Services and Welcomes Jon Salomon and Greg Olson as Partners

Wink Intel

SUMMIT, N.J. , March 8, 2022 /PRNewswire/ — The Simplicity Group (“Simplicity”), one of the nation’s leading financial products distribution businesses, today announced the acquisition of San Rafael, CA -based Optima Financial & Insurance Services. The financial services firm, with a focus on Life and Annuity products, is the 33 rd company to join Simplicity. .

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What Regulations Will Impact Sustainability Comms in 2024?

Navigating the waters of sustainability reporting disclosures and regulations can be intimidating, to say the least. With various measures set in motion in 2023 to keep companies accountable, there is a lot in store for brands’ impact communication in the upcoming year. 3BL is kicking off this January with our Navigating ESG Comms Through the Cosmos - Capricorn Edition by highlighting the impact of: The U.S Securities and Exchange Commission (SEC) Climate disclosure rules The European Commission

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10 Northwestern Mutual Advisors Named Among Nation’s Best in Latest Barron’s Ranking

Wink Intel

MILWAUKEE , March 14, 2022 /PRNewswire/ — Northwestern Mutual announced today that 10 financial advisors affiliated with its wealth management company are among the industry’s finest, according to Barron’s annual ranking of the nation’s top wealth professionals. “These elite advisors and their teams are the best of the best when it comes to wealth management and guiding clients throughout their financial planning journey,” said Aditi Javeri Gokhale, chief

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Integrity Expands Retail Insurance Presence by Partnering with The Health Insurance Place

Wink Intel

DALLAS , March 10, 2022 /PRNewswire/ — Integrity Marketing Group, LLC (“Integrity”), an omnichannel insurtech leader in life, health and wealth solutions, today announced it has acquired The Health Insurance Place , an independent marketing organization (“IMO”) based in Johnstown, Pennsylvania. As part of the acquisition, Joe Fortunato , President of The Health Insurance Place, will become a Managing Partner in Integrity.

Retail 40
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MassMutual Consumer Spending & Saving Index: Ukraine conflict threatens Americans’ confidence in economic recovery, adds to inflationary concerns

Wink Intel

SPRINGFIELD, Mass.–( BUSINESS WIRE )–The ongoing conflict in Ukraine is causing Americans to readjust their financial habits and mute their optimism about their financial future, according to new research from Massachusetts Mutual Life Insurance Company ( MassMutual ). This, combined with inflationary pressure, has the potential to dent the resurgence of the U.S. economy.

Finance 40
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Best’s Market Segment Report: U.S. Life/Annuity Industry Sees Record Capitalization, Improved Earnings While Navigating Pandemic in 2021

Wink Intel

OLDWICK, N.J.–( BUSINESS WIRE )–U.S. life insurance and annuity writers achieved record levels of capitalization, maintained strong liquidity and posted improved earnings in 2021 despite historically low interest rates, inflationary headwinds and continued pandemic uncertainty, according to a new AM Best report. The annual Review & Preview Best’s Market Segment Report , “U.S.

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How to Stay Competitive in the Evolving State of Martech

Marketing technology is essential for B2B marketers to stay competitive in a rapidly changing digital landscape — and with 53% of marketers experiencing legacy technology issues and limitations, they’re researching innovations to expand and refine their technology stacks. To help practitioners keep up with the rapidly evolving martech landscape, this special report will discuss: How practitioners are integrating technologies and systems to encourage information-sharing between departments and pr

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U.S. Bank Survey Reveals: A New Generation of Female Investors is Redefining Wealth and Influence

Wink Intel

MINNEAPOLIS–( BUSINESS WIRE )–The world has changed dramatically since the pandemic began, and according to new U.S. Bank research , so has the way women manage their money. U.S. Bank first released its Women and Wealth Insights Study in March 2020, just as the COVID-19 pandemic began, causing lockdowns, closing schools, and rearranging work/life balance for so many, but for women in particular.

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Protective Recognized by EPA for Leading Green Power Use at Birmingham Headquarters

Wink Intel

BIRMINGHAM, Ala.–( BUSINESS WIRE )– Protective Life Corporation (Protective), a wholly owned U.S. subsidiary of Dai-ichi Life Holdings, Inc. (TSE:8750), announced today they were recently recognized by the U.S. Environmental Protection Agency as a Green Power Partner for their Birmingham headquarters. Last summer, Protective announced its collaboration with Alabama Power to operate its Birmingham headquarters with 100% renewable energy.

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Genworth Financial Receives Ratings Upgrade From S&P

Wink Intel

RICHMOND, Va.–( BUSINESS WIRE )–Genworth Financial, Inc. (NYSE: GNW) today announced that S&P Global Ratings (S&P) has upgraded the issuer credit ratings of Genworth Financial, Inc. and Genworth Holdings, Inc. to B+ from B. The outlook for the ratings remains positive. “This upgrade from S&P reflects the substantial improvements we’ve made in our leverage and liquidity profile, including through the retirement of over $2 billion of debt in 2021,” said Daniel Sheehan, Genw

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AM Best Affirms Credit Ratings of Subsidiaries of CUNA Mutual Holding Company

Wink Intel

OLDWICK, N.J.–( BUSINESS WIRE )– AM Best has affirmed the Financial Strength Rating (FSR) of A (Excellent) and the Long-Term Issuer Credit Ratings (Long-Term ICR) of “a+” (Excellent) of CMFG Life Insurance Company (CMFG Life) and MEMBERS Life Insurance Company (MEMBERS Life). Both companies are life/health subsidiaries of CUNA Mutual Holding Company (CUNA Mutual) and collectively referred to as CMFG Life Group.

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What Questions Are Brands Asking About Their ESG Initiatives Ahead of 2024?

Temperatures are rising (and not just metaphorically) as key stakeholders anxiously anticipate the outcomes of COP28. While companies reconsider their 2024 environmental sustainability strategies, there is another aspect of ESG that deserves exploring, the social sector. In the latest edition of "Navigating ESG Comms Through the Cosmos - Sagittarius Edition", 3BL hones in on this sign’s bold quality of asking questions others are burning to know the answers to.

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TIAA Adds $2.3B to 2022 Fixed Annuity Interest Payments

Wink Intel

TIAA said today that it will add $2.3 billion to the total amount of interest payments flowing to holders of the TIAA Traditional fixed annuity this year. The New York-based life insurer had already promised to pay holders of the annuity $5 billion in interest. Click HERE to read the full story via TIAA. The post TIAA Adds $2.3B to 2022 Fixed Annuity Interest Payments appeared first on Wink.

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10 Top Highlights From Fidelity’s 2021 Results

Wink Intel

Fidelity Investments on Wednesday reported strong year-over-year growth for 2021 in revenue, assets under management, trading and call volumes behind the stock market rally and “high levels of customer engagement.”. “Throughout the year, Fidelity continued to deliver innovative products and solutions to help strengthen and secure our customers’ financial well-being, support employers and their employees, and provide institutional clients with tools to grow their businesses,” the company said.

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9 Most Overpaid CEOs in Financial Services

Wink Intel

Shareholders dug in their heels last year, according to a new report from As You Sow, a shareholder advocacy nonprofit organization. A record 16 companies had CEO pay packages rejected by more than half of the shareholders, up from 10 in 2020 and just seven in 2019. The report noted that by using a calculation that excludes management and “insiders” and includes only institutional shareholders, the number of CEO pay packages rejected by more than a majority of institutionally held shares was 29,

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Older Consumers Keep Shopping for Life Insurance

Wink Intel

Older U.S. consumers were out shopping for life insurance policies in February. Application activity for shoppers ages 71 and older was 4.2% higher last month than in February 2021, as the overall level of individual application activity dropped 3.8%, according to MIB. MIB is a Braintree, Massachusetts-based group that helps life insurers share some of the information used in life insurance underwriting.

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ABM Evolution: How Top Marketers Are Using Account-Based Strategies

In times of economic uncertainty, account-based strategies are essential. According to several business analysts and practitioners, ABM is a necessity for creating more predictable revenue. Research shows that nearly three-quarters of marketers (74%) already have the resources needed to build successful ABM programs.

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Congress to DOL: Design Retirement Plans for Gig Workers!

Wink Intel

Lawmakers want the U.S. Department of Labor to develop new benefit program ideas aimed at gig workers. House negotiators made that clear Wednesday, by putting a section about “worker access to retirement plans and other benefits” in the explanatory notes for the $1.5 trillion Consolidated Appropriations Act, 2022 spending package. The current federal spending law expires Friday.

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Your Client’s Life Insurance Policy May Be on the Chopping Block

Wink Intel

As rising inflation continues to erode purchasing power, many retired seniors are looking for ways to slash unnecessary expenses. Life insurance policies, especially those that are no longer relevant for income protection, may be on the chopping block. Retirees who are struggling to make expensive premium payments for a policy they now consider to be marginally necessary may be tempted to let the policy go.

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10 State Retirement and Annuity Bills to Watch

Wink Intel

State legislatures are still holding hearings and passing ordinary bills in the ordinary way, in spite of the gridlock slowing action in Washington. Lawmakers are wrestling with issues such as the effects of low interest rates on consumer protection rules, taxation of annuity income, and efforts to update the sales standards for annuities and other retirement products.

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