CIO
NOVEMBER 14, 2022
Decision support systems definition A decision support system (DSS) is an interactive information system that analyzes large volumes of data for informing business decisions. A DSS supports the management, operations, and planning levels of an organization in making better decisions by assessing the significance of uncertainties and the tradeoffs involved in making one decision over another.
Chris Webb BI
NOVEMBER 14, 2022
A lot of people are building large datasets in Power BI Premium nowadays, and if you’re building a large dataset you’re very likely to be using Power BI’s incremental refresh functionality with your fact tables or manually creating and refreshing partitions in them. If so, you should occasionally do a special kind of refresh to shrink the dictionaries on your fact tables.
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Smart Data Collective
NOVEMBER 14, 2022
AI technology has radically changed the future of many industries and is changing the way companies do business forever. Most of the discussions on the benefits of AI focus on helping traditional businesses boost their bottom line. In our capitalist economy, this is not surprising. However, AI also offers many benefits for nonprofits. Dr. Lobna Karoui of the Forbes Nonprofit Council wrote an article on the many excellent benefits of AI.
Netbasequid
NOVEMBER 14, 2022
Often, brands will have the proper tools for social media monitoring and still miss out on the wealth of information that consumer conversation is supposed to offer. They say, “We have all the right tools and we’ve set them up to stream in data from all sources, but now what?”. They get the data but they don’t know how to use it. What does a million mentions mean to your brand if it can’t tell you what people are saying and how the conversation affects your brand?
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Whether your organization is at the start of its sustainability and impact journey or years into it, many brands share a common concern: the uncertainty of whether they are sending stakeholders mixed messages. Creating content that speaks to your audience's “love language” can be a tricky dance. But, worry not! 3BL has put together tips to ensure that your content not only finds its rhythm but also resonates with your target audiences.
ATTEST
NOVEMBER 14, 2022
Brand loyalty is the modern-day marketer’s equivalent of a fairy tale romance. It’s the kind of devotion you can only get when a brand hooks its customers with unforgettable experiences—whether it’s through incredible customer service or awesome products. Building brand loyalty needn’t be as hard as many make it out to be. Think of it this way: You can find your perfect match—in the marketing world, that means making sure your customers feel supported and appreciated by y
Wink Intel
NOVEMBER 14, 2022
I’ve never really been a fan of Dave Ramsey. While I am not an avid listener of his show, the little experience that I have had with him is that he is in a position of power, and holding himself out to be an expert on things he is not. He also uses a lot of absolutes (always/never), which I never feel comfortable with people using; much less in the financial services arena.
Competitive Intelligence Brief brings together the best content for intelligence professionals from the widest variety of industry thought leaders.
Dataversity
NOVEMBER 14, 2022
With many organizations migrating their critical workloads to cloud environments, choosing the appropriate data migration solutions is increasingly important. Identifying the right tools is a key step in the data migration process. There are several use cases and possible scenarios for a data migration project. For example, you might lift and shift the data from […].
Wink Intel
NOVEMBER 14, 2022
All due respect to founding father Benjamin Franklin and his Almanack-writing alter ego “Poor Richard,” but there are some certainties in this world other than “death and taxes.”. Click HERE to read the full story via InvestmentNews. The post 3 guaranteed-income strategies for an uncertain economy appeared first on Wink.
Dataversity
NOVEMBER 14, 2022
The COVID-19 pandemic accelerated organizations’ digital transformation efforts, regardless of whether they were ready for it or not. Now, as businesses have adjusted their plans to factor in the ongoing effects of the pandemic, digital transformation has become not just a business initiative, but one of high priority. In fact, Gartner found that digital transformation is now […].
Wink Intel
NOVEMBER 14, 2022
Brighthouse Financial enjoyed a very successful third quarter saleswise – a bright spot in an otherwise disappointing quarter – with annuity sales up 58% quarter-over-quarter and 50% sequentially, driven by fixed-deferred annuities. Those results were enough to prompt a skeptical Evercore analyst to question whether the insurer offered up “a blue-light special” to move product.
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Leaders in competitive intel know that the employees who interact with customers and prospects every day hold valuable competitive insights that could help win sales. But they don’t have a good plan or system to gather, organize, and share these insights with the stakeholders who need them. In this eBook, we outline 7 strategies to make it easier to build and scale an employee sharing program that will drive competitive advantage.
CIO
NOVEMBER 14, 2022
During the recent pandemic, Turkey’s largest producer and exporter of ceramic bathroom products noticed an unusual phenomenon. “With everybody staying at home for two years, people looked around and thought it was time to change something in their bathroom,” noted Alp Güldür, group IT director at Eczac?ba?? Building Products. “The first year of the coronavirus, our orders went up 33%.
Wink Intel
NOVEMBER 14, 2022
Back in June 2018, a group of more than two dozen financial services companies came together to form the Alliance for Lifetime Income, with the objective of educating Americans about the importance of protected lifetime income solutions. Since that time, the group has generated substantial online content, tools, thought leadership and even new terminology to simplify a complex (and at times controversial) topic.
CIO
NOVEMBER 14, 2022
Analytics have evolved dramatically over the past several years as organizations strive to unleash the power of data to benefit the business. While many organizations still struggle to get started, the most innovative organizations are using modern analytics to improve business outcomes, deliver personalized experiences, monetize data as an asset, and prepare for the unexpected.
Wink Intel
NOVEMBER 14, 2022
The current market environment “could not be a more perfect time” for those who are in the “retirement red zone” to add a fixed indexed annuity to their portfolio. That was the word from Igor Zamkovsky, head of indexed annuities and insurance with Blackrock’s Retirement Insurance Group. Zamkovsky made the case for adding FIAs in the accumulation phase of a client’s retirement portfolio at a webinar presented by the National Association for Fixed Annuities.
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Navigating the waters of sustainability reporting disclosures and regulations can be intimidating, to say the least. With various measures set in motion in 2023 to keep companies accountable, there is a lot in store for brands’ impact communication in the upcoming year. 3BL is kicking off this January with our Navigating ESG Comms Through the Cosmos - Capricorn Edition by highlighting the impact of: The U.S Securities and Exchange Commission (SEC) Climate disclosure rules The European Commission
Wink Intel
NOVEMBER 14, 2022
Jackson National overcame declining annuity sales to finish the third quarter with strong revenue growth that won over Wall Street. Jackson reported net income of $1.5 billion, compared to net income of $206 million for the third quarter 2021. The net income gains “primarily reflects improved net hedge results, mainly due to a benefit from a larger comparative increase in interest rates in the third quarter of 2022 relative to the prior year period,” Jackson said in a news release.
Wink Intel
NOVEMBER 14, 2022
American Equity Investment’s CEO said the company chose “pricing discipline” rather than chase market share in explaining the carrier’s drop in fixed index annuity sales in what was a hot quarter for the products. “We chose pricing discipline over chasing the market as interest rates fluctuated,” said Anant Bhalla during the company’s third quarter earnings call on Tuesday.
Wink Intel
NOVEMBER 14, 2022
MINNEAPOLIS – Nov. 1, 2022 – Allianz Life Insurance Company of North America ( Allianz Life ) announced today that its latest guaranteed income product, Allianz Lifetime Income+ Annuity with the Lifetime Income Benefit, is now available in defined contribution plans nationwide. Lifetime Income+ puts Allianz Life’s depth of retirement income experience to work in a solution tailored for defined contribution plans.
Wink Intel
NOVEMBER 14, 2022
Over the past few years, the annuity industry has begun seeing a new trend that has seismically shifted the dynamic of annuity sales. Startups are getting into the indexed annuity market by first developing a multi-year guaranteed annuity (MYGA) with an aggressive credited rate, gaining distribution, and then transferring their focus over to indexed annuities.
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Wink Intel
NOVEMBER 14, 2022
A state insurance regulator subgroup came up with a “quick fix” Wednesday to address faulty illustration problems within the Actuarial Guideline 49-A. Sort of. Members of the Indexed Universal Life Illustration subgroup ended a conference call with a nonbinding “straw poll” vote that favored a fix put forth by Securian Financial and Penn Mutual Life Insurance Co. .
Wink Intel
NOVEMBER 14, 2022
Fixed annuities are having a moment, and they can thank rising interest rates for it. In a LinkedIn post today , Sheryl Moore, founder, creator and CEO of Wink, Inc., and Moore Market Intelligence, had a compelling chart culled from her WinkIntel’s AnnuitySpecs tool that offered a simple explanation. From her post: Here’s why annuity sales are on the rise.
Wink Intel
NOVEMBER 14, 2022
Five reasons Americans are retiring later in life-. When I was reading the 401(k) section, I just kept thinking to myself, “We need to establish some distribution, where when a worker separates from service at retirement, an advisor comes in to speak with them about annuities.” That way, they could create their own “Defined Benefit plan.” Just a thought.
Wink Intel
NOVEMBER 14, 2022
AVERAGE FIXED ANNUITY RATES. 2011: 2.77%. 2012: 1.98%. 2013: 2.49%. 2014: 2.71%. 2015: 2.68%. 2016: 2.01%. 2017: 2.06%. 2018: 2.95%. 2019: 2.72%. 2020: 1.81%. 2021: 1.71%. Today: 4.25%. The post Here’s why annuity sales are on the rise appeared first on Wink.
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Temperatures are rising (and not just metaphorically) as key stakeholders anxiously anticipate the outcomes of COP28. While companies reconsider their 2024 environmental sustainability strategies, there is another aspect of ESG that deserves exploring, the social sector. In the latest edition of "Navigating ESG Comms Through the Cosmos - Sagittarius Edition", 3BL hones in on this sign’s bold quality of asking questions others are burning to know the answers to.
Wink Intel
NOVEMBER 14, 2022
PAOLI, Penn. and CLEARWATER, Fla. | November 10, 2022 09:00 AM Eastern Standard Time. AIMCOR Consolidated LLC (“ICON”), a joint venture between AIMCOR Group , LLC (“AIMCOR”) and AmeriLife Group, LLC (“AmeriLife”), announced today that it has acquired brokerage general agency McQueen Kalligan Insurance Services, Inc. Per the agreement, terms of the deal were not disclosed. “We’re very excited to officially join ICON and formalize our partnership with AmeriLife, which will help accelera
Wink Intel
NOVEMBER 14, 2022
I’m just going to throw this out there. Indexed annuity illustrated rates are out of control. These products are intended to “beat the bank,” not consistently return upward of 17%. Mark my words- this WILL come back upon us. Join in the lively conversation over on LinkedIn, click HERE. . The post This WILL come back upon us. appeared first on Wink.
Wink Intel
NOVEMBER 14, 2022
WEST DES MOINES, Iowa–( BUSINESS WIRE )–American Equity Investment Life Holding Company (American Equity) (NYSE: AEL), a leading issuer of fixed index annuities (FIAs), announced that it is entering into a long-term partnership with 26North Partners LP (26North), a multi-asset platform founded and led by Josh Harris, in which American Equity has made a strategic investment.
Wink Intel
NOVEMBER 14, 2022
OLDWICK, N.J.–( BUSINESS WIRE )– AM Best has downgraded the Financial Strength Rating (FSR) to A (Excellent) from A+ (Superior) and the Long-Term Issuer Credit Ratings (Long-Term ICR) to “a+” (Excellent) from “aa-” (Superior) of The Lincoln National Life Insurance Company and its wholly owned subsidiary, Lincoln Life & Annuity Company of New York (Syracuse, NY).
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In times of economic uncertainty, account-based strategies are essential. According to several business analysts and practitioners, ABM is a necessity for creating more predictable revenue. Research shows that nearly three-quarters of marketers (74%) already have the resources needed to build successful ABM programs.
Wink Intel
NOVEMBER 14, 2022
LANSING, Mich.–( BUSINESS WIRE )–Jackson Financial Inc. (NYSE: JXN) (Jackson ® ) today announced financial results for the three months ended September 30, 2022. Key Highlights. Net income of $1,479 million, or $16.83 per diluted share, including the impact of non-economic hedging results under GAAP accounting. Adjusted operating earnings 1 of $373 million, or $4.24 per diluted share.
Wink Intel
NOVEMBER 14, 2022
WEST DES MOINES, Iowa–( BUSINESS WIRE )–American Equity Investment Life Holding Company (NYSE: AEL) announced today that its Board of Directors has put in place an additional $400 million common stock buyback authorization consistent with the continued execution of AEL 2.0 strategy first outlined in October 2020. In addition to the remaining share repurchase authorization, this brings the total available authorization to $594 million.
Wink Intel
NOVEMBER 14, 2022
OLDWICK, N.J.–( BUSINESS WIRE )– AM Best has upgraded the Financial Strength Rating (FSR) to B++ (Good) from B+ (Good) and the Long-Term Issuer Credit Rating (Long-Term ICR) to “bbb” (Good) from “bbb-” (Good) of Standard Life and Casualty Insurance Company (Standard Life and Casualty) (Salt Lake City, UT). In addition, AM Best has revised the outlook of these Credit Ratings (ratings) to stable from positive.
Wink Intel
NOVEMBER 14, 2022
NEWARK, N.J.–( BUSINESS WIRE )–Prudential Financial, Inc., has launched Prudential FlexGuard ® Life, an innovative Indexed Variable Universal Life product that offers a flexible combination of protection, growth, and access to meet consumers’ changing life insurance needs. Inspired by the groundbreaking success of Prudential’s signature FlexGuard Indexed Variable Annuity products, which have reached over $10 billion in total sales, FlexGuard Life is a next-generation solution design
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In our latest edition of Navigating ESG Comms Through the Cosmos - Scorpio Edition, 3BL embraces the perspective of one of the zodiac's most misunderstood signs: Scorpio. While this sign often has a darker view of the world, they do not shy away from shining a light on controversial topics. This month we take a deep dive into corporate pullback of DEI and how companies can utilize astrological advice to reinvent its social impact communication.
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