Mon.Feb 06, 2023

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Are SMBs invited to the business intelligence (BI) party?

CIO

Executive leaders of small businesses and startups frequently lament that they lack the same access to data and insights that enterprise competitors and other more entrenched players enjoy. Most SMBs haven’t fully adopted business intelligence (BI) analytics, citing various reasons such as a lack of scalable technology infrastructure or skilled human capital.

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8 Key Steps to Help You Spot Competitor Analysis Trends in 2023

Crayon

While they might be a thorn in your side, your competitors aren’t special. They, like every other business on the planet, are coming into 2023 with all kinds of newfangled ideas. The optimists are plotting means by which AI can be leveraged to incite hypergrowth and the pessimists are streamlining and building efficiencies to help weather a potential recession.

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Insurance IT leaders herald new era for digital customer experience

CIO

The insurance industry is undergoing a sea change, with IT playing a crucial role in rolling out digital customer experiences for policyholders and agents, as in-person meetings all but vanish in the post-pandemic era. This pivot to digital customer experiences has become a new insurance industry imperative, as John Aflac, Liberty Mutual, MassMutual, MetLife, and a host of other insurers have embraced digital strategies for interacting with and delivering new services to customers — in some case

IT 826
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How AI Can Aid Your Prospecting

Zoominfo

If you work in tech — and even if you don’t, really — you’ve heard the buzz about a new robotic assistant called ChatGPT. Created by OpenAI, the free artificial intelligence (AI) content tool is capable of having human-like conversations, answering complicated questions like “what is quantum physics,” and passing parts of licensing exams for lawyers and doctors , along with the final exam for a prestigious MBA program.

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Are Your Impact Comms Resonating With Stakeholders?

Whether your organization is at the start of its sustainability and impact journey or years into it, many brands share a common concern: the uncertainty of whether they are sending stakeholders mixed messages. Creating content that speaks to your audience's “love language” can be a tricky dance. But, worry not! 3BL has put together tips to ensure that your content not only finds its rhythm but also resonates with your target audiences.

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Using Emerging and Legacy Tech Together Raises Data Security Complexity

Dataversity

The World Economic Forum has released its Global Cybersecurity Outlook 2023 report, and it highlights how things have changed when it comes to data security and cybersecurity in general. It cites the inevitability of more cyber laws and regulations in view of more aggressive and sophisticated attacks, the need to regulate third parties that process data, […] The post Using Emerging and Legacy Tech Together Raises Data Security Complexity appeared first on DATAVERSITY.

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Ep. 602 – Reed Cundiff, CEO at the Schlesinger Group, on 3 Trends That Will Impact the Insights Industry in 2023

Happy Market

Our guest today is Reed Cundiff, Chief Executive Officer at the Schlesinger Group. Founded in 1966, Schlesinger is a leading provider of quantitative and qualitative research solutions and has built and bought leading technology solutions providing customers with both best-in-class service and software. Prior to joining Schlesinger, Reed served as a General Manager at Microsoft, SVP at the Yankee Group, and CEO of the Americas for Kantar.

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Without Trusted Core Data, Data Mesh Is Data Meh

Dataversity

Organizations seeking responsive and sustainable solutions to their growing data challenges increasingly lean on architectural approaches such as data mesh to deliver information quickly and efficiently. Data mesh and other virtual data approaches connect, unify information, and make it available across numerous data silos and warehouses to get it efficiently into the hands of analysts and other […] The post Without Trusted Core Data, Data Mesh Is Data Meh appeared first on DATAVERSITY.

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Broker Words—February 2023

Wink Intel

Dammit this one really hurts. It is my sad duty to report the passing of great friend and industry shaper Michel Levy Boudreaux. Michel died unexpectedly at her home in Harahan, LA, on Thursday, January 19, 2023. She is survived by her beloved husband, business partner and devoted caregiver Kevin K. Boudreaux. The couple recently celebrated their 42nd anniversary.

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Albemarle supercharges employee experience with federated automation

CIO

One of the first things Patrick Thompson (pictured) did on becoming chief information and digital transformation officer of specialty chemicals manufacturer Albemarle in 2017 was to introduce an annual survey to gauge employee attitudes toward services IT staff provides. Now he has a self-service bot delivering some of those services through Microsoft Teams, and providing real-time feedback on what employees want its help with, and whether they get it or not.

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7 Strategies to Gather (and Actually Use) Competitive Intel from Employees

Leaders in competitive intel know that the employees who interact with customers and prospects every day hold valuable competitive insights that could help win sales. But they don’t have a good plan or system to gather, organize, and share these insights with the stakeholders who need them. In this eBook, we outline 7 strategies to make it easier to build and scale an employee sharing program that will drive competitive advantage.

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Three Rules To Help Make The Promise Of A Successful IUL Come True

Wink Intel

If you are in the IUL marketplace, then you hear it all the time—indexed universal life policies will never come true. The criticisms are usually the same. That the illustrations and projections are unrealistic and so unbelievable that they can’t possibly come true. They say caps and participation rates will be reduced and the client will end up unhappy.

IT 40
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Mario Foster to become Al Ghurair Group group CIO

CIO

Mario Foster is an experienced CIO who has been in the industry and the region for over 15 years. Before joining Al Ghurair Group, he worked for Saeed & Mohammed Al Naboodah Group based in Dubai for seven years leading the digital charter of the organization by exploring the business potential of new technologies such as RPA, AI, IoT, 3D printing and others.

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Annuities–There ARE Guarantees In Life

Wink Intel

“ Fixed indexed annuities” (FIAs) and their ability to provide a guaranteed life income in retirement without market risk are to the private sector what “defined benefit pension plans” are to government employees in the public sector— but on steroids. Granted, there are still some larger companies that offer full “pensions,” but this is becoming more and more rare.

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Buy Term, Or Invest…Different?

Wink Intel

As I began to brainstorm for this article, something I am always honored to be asked to write, I came across a blog from a well-known financial guru on variable life insurance (VUL). The piece was mostly dedicated to tearing apart any kind of permanent insurance product and insisting that the only life insurance worth buying is term insurance. It’s actually pretty impressive how strongly the mantra of “buy term and invest the difference” is ingrained in our collective psyche.

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What Regulations Will Impact Sustainability Comms in 2024?

Navigating the waters of sustainability reporting disclosures and regulations can be intimidating, to say the least. With various measures set in motion in 2023 to keep companies accountable, there is a lot in store for brands’ impact communication in the upcoming year. 3BL is kicking off this January with our Navigating ESG Comms Through the Cosmos - Capricorn Edition by highlighting the impact of: The U.S Securities and Exchange Commission (SEC) Climate disclosure rules The European Commission

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Annuities Versus The Four Percent Rule

Wink Intel

I recently saw somebody write about how we should not compare annuities to the four percent rule. Although I agree that there needs to be additional disclosures and education in the annuity part of the conversation, I disagree with not comparing the two. Re-Anchor Clients in Reality, Not Fairy Dust I believe that consumers tend to “anchor” their retirement income expectations on the wrong thing and therefore should be “re-anchored” in reality.

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Life Happens Brings Back the ‘Insure Your Love’ Campaign

Wink Intel

COVID-19 reminded clients that people might die earlier than they expect. Life Happens is trying to take a gentler approach to building life insurance awareness this month, by bringing back its annual Insure Your Love campaign. The nonprofit group developed the campaign series in 2010, to associate buying life insurance with Valentine’s Day, and real love.

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SECURE 2.0 Can Make Clients’ Retirement Plans Stronger

Wink Intel

Parents out there may relate to this: I was at my daughter’s softball game last summer. After heavy rainfall, my son decided to jump in every puddle on the way to the field. After I cleaned him up the best I could, I finally sat down, only to look over at him rolling around in the biggest, sloppiest mud puddle he could find. In a way, Washington does this to financial planners every year.

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From Best’s Review: Annuities Sales Grew Sharply in 2022; Strong Year in 2023 Possible

Wink Intel

Annuities had a banner year in 2022 as volatility in equities markets prompted investors to seek stable, safer returns. Click HERE to view via AM Best The post From Best’s Review: Annuities Sales Grew Sharply in 2022; Strong Year in 2023 Possible appeared first on Wink.

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How to Stay Competitive in the Evolving State of Martech

Marketing technology is essential for B2B marketers to stay competitive in a rapidly changing digital landscape — and with 53% of marketers experiencing legacy technology issues and limitations, they’re researching innovations to expand and refine their technology stacks. To help practitioners keep up with the rapidly evolving martech landscape, this special report will discuss: How practitioners are integrating technologies and systems to encourage information-sharing between departments and pr

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Annuity sales hit record last year, eclipsing sales during 2008 financial crisis amid fear, higher rates

Wink Intel

Amid stock market gyrations, recession fears and loftier payouts, consumers last year pumped a record sum of money into annuities, a type of insurance that offers a guaranteed income stream. Buyers funneled $310.6 billion into annuities in 2022, according to estimates published by Limra, an insurance industry trade group. Click HERE to read the full story via CNBC Wink’s Note: I thought, “What could go wrong?

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AmeriLife focuses on ‘organic growth’ in next step

Wink Intel

With a key December hire in a newly created position, AmeriLife took the next step in its plan to grow annuity sales organically. Matthew Coleman brings nearly 30 years of industry experience to AmeriLife, where he is the company’s first vice president of annuity and life product innovation. Headquartered in Clearwater, Fla., but doing business nationally, AmeriLife sees opportunity in the annuity space, said Patrick Fleming, executive vice president of product innovation and corporate actuary f

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American Equity readies 2022 earnings report amid ongoing conflicts

Wink Intel

American Equity is one of the more anticipated earnings reports this month, with the fixed indexed annuity seller fighting off all comers. For now. The West Des Moines, Iowa, insurer remains an attractive takeover target after fending off a several takeover bids in three years. AEL rejected a recent offer from Prosperity Group to acquire the company for $45 per share in cash, according to several reports.

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Sweet streams of income: ChatGPT, the bard of annuities

Wink Intel

Annuities can be life changing and sustaining but let’s face it, they are about as exciting as a mortality table. And why should it be? After all, annuities can be as life-altering to a retiree as a muse is to an artist. Shouldn’t it be the subject of at least one poem or song? OK, maybe not, but what the heck, we asked ChatGPT to write us a few paeans to prosperous retirement income.

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What Questions Are Brands Asking About Their ESG Initiatives Ahead of 2024?

Temperatures are rising (and not just metaphorically) as key stakeholders anxiously anticipate the outcomes of COP28. While companies reconsider their 2024 environmental sustainability strategies, there is another aspect of ESG that deserves exploring, the social sector. In the latest edition of "Navigating ESG Comms Through the Cosmos - Sagittarius Edition", 3BL hones in on this sign’s bold quality of asking questions others are burning to know the answers to.

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Study: Does pessimism really suppress annuity sales?

Wink Intel

A prospect’s pessimism about their lifespan is usually seen as a high hurdle in an annuity sale, but lowering the dour outlook has less impact than in raising the objective facts about longevity, according to a recent study. Researchers were taking a crack at the “annuity puzzle” that has vexed the insurance industry since annuities were invented – why if people prefer having a regular pension payout do they not buy an annuity, essentially a private pension, with their retirement funds?

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F&G Annuities & Life, Inc. Announces Equity Investment in Life IMO SYNCIS

Wink Intel

Provides F&G with 49% Ownership Stake of SYNCIS Validates Diversification Strategy to Expand Owned Distribution While Boosting Presence in Underserved Markets DES MOINES , Iowa , Jan. 31, 2023 /PRNewswire/ — F&G Annuities & Life, Inc. (NYSE: FG ) (“F&G”), a leading provider of insurance solutions serving retail annuity and life customers and institutional clients, today announced that a subsidiary of F&G has acquired a 49% equity ownership stake in SYNCI

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Cognizant Named a Technology Leader Across Industries in 17 Analyst Reports Throughout Q4 2022

Wink Intel

Top Analyst Firms Highlight Cognizant’s Growing Partnerships, Technology Capabilities, and Innovative Thinking to Help Clients Quickly Scale and Compete TEANECK, N.J. , Feb. 3, 2023 /PRNewswire/ — Cognizant (NASDAQ: CTSH ) was recognized for its technology leadership and digital modernization capabilities by independent analyst firms throughout Q4 2022.

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GLOBE LIFE INC. REPORTS FOURTH QUARTER 2022 RESULTS

Wink Intel

MCKINNEY, Texas , Feb. 1, 2023 /PRNewswire/ — Globe Life Inc. (NYSE: GL ) reported today that for the quarter ended December 31, 2022 , net income was $2.14 per diluted common share, compared with $1.76 per diluted common share for the year-ago quarter. Net operating income for the quarter was $2.24 per diluted common share, compared with $1.70 per diluted common share for the year-ago quarter.

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ABM Evolution: How Top Marketers Are Using Account-Based Strategies

In times of economic uncertainty, account-based strategies are essential. According to several business analysts and practitioners, ABM is a necessity for creating more predictable revenue. Research shows that nearly three-quarters of marketers (74%) already have the resources needed to build successful ABM programs.

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NORTHWESTERN MUTUAL ANNOUNCES $500M INVESTMENT IN DOWNTOWN MILWAUKEE CAMPUS

Wink Intel

Investment in North Office Building to bring downtown campus capacity to 9,000 and serve as expanded hub for employees, financial representatives, and business and community partners MILWAUKEE , Feb. 2, 2023 /PRNewswire/ — Northwestern Mutual today announced plans to invest more than $500 million in its North Office Building located at 818 East Mason Street in downtown Milwaukee to expand its world-class workplace and employee experience.

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Horace Mann included in 2023 Bloomberg Gender-Equality Index

Wink Intel

Commitment to diversity, equity and inclusion recognized for fifth consecutive year Horace Mann has been named to the 2023 Bloomberg Gender-Equality Index. January 31, 2023 08:00 AM Eastern Standard Time SPRINGFIELD, Ill.–( BUSINESS WIRE )–Horace Mann Educators Corporation (NYSE:HMN) today announced that it is one of 484 companies worldwide named to the 2023 Bloomberg Gender-Equality Index, which recognizes corporate commitment to gender equality and transparency in gender data r

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Ameriprise Financial Included in 2023 Bloomberg Gender-Equality Index

Wink Intel

MINNEAPOLIS–( BUSINESS WIRE )–Ameriprise Financial, Inc. (NYSE: AMP) today announced that it has been included in the Bloomberg Gender-Equality Index (GEI) for the third time. The index recognizes companies for their policies and practices in support of women in the workforce. To become a member of the GEI, Ameriprise performed well across the index’s five pillars: leadership and talent pipeline, equal pay and gender pay parity, inclusive culture, anti-sexual harassment policies and