Tue.Apr 26, 2022

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The State of Competitive Intelligence: Q4 2021

Cipher

Welcome to the latest quarterly update on The State of Competitive Intelligence, brought to you by Cipher. In this edition, we’ll share the latest insights from the world of Market and Competitive Intelligence (M/CI). We’ll peel back the curtain and show you how the world’s leading CI practitioners are using Knowledge360 ? to deliver high-quality competitive intelligence across their organizations.

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A Guide to Boolean Searches for Recruiters

Zoominfo

Boolean logic is nothing new. In fact, it’s over 150 years old: British mathematician George Boole developed Boolean algebra in 1847. In the 1930s, the method was applied to the study of switching circuits, and modern computing was born. Over the years, Boolean algebra has become the fundamental query methodology on which search engines are based. Essentially, Boolean logic makes a search more effective by establishing relationships between different variables.

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The 2022 Guide to Advanced Instagram Marketing

Netbasequid

Instagram is more than just a place to strike a pose – it’s a platform where consumers hang out with their friends, post well-lit photos using filters, come to the aid of equality and strive for social justice. However, they’re also there for the goods and they love Instagram for its shopping capabilities. And we’re going to help you get noticed!

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The Bright Side of Adversity: Lessons on Leadership and Business Growth

Weidert Group

The past two+ years have been filled with big changes and lots of unknowns. In addition to the pandemic’s tragic human toll, it impacted nearly every aspect of business : Supply chain disruption continues to create bottlenecks. Inflation is no longer transitory and appears to be here to stay. Stock market volatility has investors on edge. The great resignation combined with long-term demographic trends have created unprecedented labor shortages in nearly every industry.

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Are Your Impact Comms Resonating With Stakeholders?

Whether your organization is at the start of its sustainability and impact journey or years into it, many brands share a common concern: the uncertainty of whether they are sending stakeholders mixed messages. Creating content that speaks to your audience's “love language” can be a tricky dance. But, worry not! 3BL has put together tips to ensure that your content not only finds its rhythm but also resonates with your target audiences.

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Why Automated Data Extraction Matters in the Digital Age

Dataversity

In today’s fast-paced business world, one of the best ways for a modern enterprise to optimize processes is to rethink how to manage data. Business documents contain vital information for companies, irrespective of their size and industry. As most of these business documents contain unstructured data, automated data extraction has become a go-to option for […].

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Selecting The Right Annuity Requires Dialogue & Partnership

Wink Intel

With millions of Americans entering retirement over the next decade, many will benefit from the unique features of annuities. Although the core and defining value of annuities is guaranteed lifetime income, deferred annuity products offer various combinations of downside protection and upside potential. Investors of varying levels of risk tolerance will have an abundance of options to meet their financial needs.

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The Secret To Financial Security? Owning Life Insurance, Survey Says

Wink Intel

Arlington, Va. and Windsor, Conn., April 25, 2022? According to new findings from the 2022 Insurance Barometer Study, conducted jointly by nonprofit industry trade associations LIMRA and Life Happens , 2 in 5 parents say they are barely or not at all financially secure. This is increasingly critical, as most households haven’t prepared for the loss of a primary wage earner: 44% say it would take less than six months to feel financial hardship if this happened to their family.

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Pacific Life to Change Long-Term Care Product Strategy

Wink Intel

Pacific Life says it will focus on selling long-term care benefits riders on cash-value life insurance policies, rather than life insurance policies with built-in LTC benefits. The Newport Beach, California-based insurer is discontinuing the sale of Pacific PremierCare Choice whole life policies with LTC benefits. The company is also ending the sale of Pacific PremierCare Advantage Universal Life Insurance With Long-Term Care Benefits policies.

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Pacific Life’s Whirlwind Month: New Hires, Dropped Products, Layoffs

Wink Intel

As one of their first actions, the company’s new leaders decided to kill Pacific PremierCare, a life insurance policy that also pays long-term care benefits. The decision might seem somewhat surprising, as not many companies are exiting the business, according to Sheryl Moore , CEO of Wink , publisher of Wink’s Sales & Market Report. “If anything, hybrid products are getting more attention lately from companies within, and outside of, the product line,” she said in an email.

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Bond Market Shift Gives Life and Annuity Issuers a Pay Raise

Wink Intel

Global market gyrations and the Ukraine conflict are helping increase what U.S. life and annuity issuers earn on their bonds. Life insurers depend heavily on “corporate bond spreads” — the gap between what they pay customers for money, and what they can earn by “lending,” or renting, money to corporations and home buyers. Click HERE to read the full story via ThinkAdvisor.

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7 Strategies to Gather (and Actually Use) Competitive Intel from Employees

Leaders in competitive intel know that the employees who interact with customers and prospects every day hold valuable competitive insights that could help win sales. But they don’t have a good plan or system to gather, organize, and share these insights with the stakeholders who need them. In this eBook, we outline 7 strategies to make it easier to build and scale an employee sharing program that will drive competitive advantage.

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Onetime Summer Intern Takes Over as New York Life CEO

Wink Intel

Craig DeSanto has taken over as the CEO of New York Life Insurance — a 177-year-old company that is one of the top issuers of individual life insurance and annuities. DeSanto succeeds Ted Mathas, who will continue to serve as board chairman but give up oversight over company operations. Mathas had been New York Life’s CEO since 2008. DeSanto began working for the company in 1997, as a summer actuarial intern.

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Life Insurance Is the Cornerstone of a Sound Financial Plan

Wink Intel

For most of us — even those of us involved, in some fashion, with financial services — discussing life insurance ranks right up there with talking about bunion surgery or debating the merits of a high fiber diet. In other words, it’s not that interesting, and there are a ton of things we’d rather be doing instead of wondering how much life insurance we need.

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Life Insurers Are Testing Low-Code and No-Code Programming Systems

Wink Intel

Life, health and annuity issuers are hungry for high-tech systems that can reduce their dependence on live-human software developers. Five of the 28 issuers that participated in an Aite-Novarica survey said they had low-code or no-code programming technology pilot projects under way, or were planning pilot projects for that technology, in the fourth quarter of 2021, according to a survey summary.

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AIG Will Do It. So Will Pru, Equitable and Lincoln…

Wink Intel

Life and annuity issuers will begin reporting their earnings for the first quarter of this year on Wednesday, when Globe Life posts its results, sometime after 4 p.m. Eastern Daylight Time. Two large, publicly traded health insurers — UnitedHealth Group and Anthem — have already released their earnings. UnitedHealth reported higher net income on higher revenue than it reported for the first quarter of 2021.

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What Regulations Will Impact Sustainability Comms in 2024?

Navigating the waters of sustainability reporting disclosures and regulations can be intimidating, to say the least. With various measures set in motion in 2023 to keep companies accountable, there is a lot in store for brands’ impact communication in the upcoming year. 3BL is kicking off this January with our Navigating ESG Comms Through the Cosmos - Capricorn Edition by highlighting the impact of: The U.S Securities and Exchange Commission (SEC) Climate disclosure rules The European Commission

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Fidelity Launches ‘Gamified’ Educational Metaverse Experience

Wink Intel

Fidelity has launched a new financial educational tool called The Fidelity Stack that it said Thursday uses gamification to teach investors the basics of investing in exchange-traded funds including its new metaverse-themed fund. The Fidelity Metaverse ETF (FMET), announced April 12, is being listed by the firm this week on the Nasdaq Global Market.

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Insurance Is a People Business: MassMutual’s John Vaccaro

Wink Intel

For many Americans who will have the resources to enjoy a comfortable retirement, John Vaccaro’s name could go somewhere in the credits. Vaccaro is head of MassMutual Financial Advisors and CEO of MML Investors Services. The units have built a network that includes about 7,500 career agents and registered representatives. The agents and reps sell life insurance, disability insurance, annuities and brokerage products.

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Blackstone Doubles Insurer Assets, Faces Questions About Role

Wink Intel

Blackstone loves managing assets for insurers, but it has no interest in assuming a large amount of investment risk itself. Blackstone Executives talked about the skin-in-the-game idea Thursday, during a conference call the company held to go over first-quarter earnings with securities analysts. Click HERE to read the full story via ThinkAdvisor. The post Blackstone Doubles Insurer Assets, Faces Questions About Role appeared first on Wink.

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AM Best Affirms Credit Ratings of Ameritas Life Insurance Corp. and Its Subsidiary

Wink Intel

OLDWICK, N.J.–( BUSINESS WIRE )– AM Best has affirmed the Financial Strength Rating of A (Excellent) and the Long-Term Issuer Credit Ratings of “a+” (Excellent) of Ameritas Life Insurance Corp. (Lincoln, NE) and Ameritas Life Insurance Corp. of New York (New York, NY). These insurance entities comprise the life/health operations of Ameritas Mutual Holding Company (all companies are collectively referred to as Ameritas).

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How to Stay Competitive in the Evolving State of Martech

Marketing technology is essential for B2B marketers to stay competitive in a rapidly changing digital landscape — and with 53% of marketers experiencing legacy technology issues and limitations, they’re researching innovations to expand and refine their technology stacks. To help practitioners keep up with the rapidly evolving martech landscape, this special report will discuss: How practitioners are integrating technologies and systems to encourage information-sharing between departments and pr

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AM Best Affirms Credit Ratings of Athene Holding Ltd. and Its Subsidiaries; Assigns Credit Ratings to Athene Annuity Re Ltd.

Wink Intel

OLDWICK, N.J.–( BUSINESS WIRE )– AM Best has affirmed the Financial Strength Rating (FSR) of A (Excellent) and the Long-Term Issuer Credit Ratings (Long-Term ICRs) of “a+” (Excellent) of the members of Athene Group (Athene). Athene, which is focused on the pension group annuity, funding agreement, fixed indexed and fixed annuity market segments, is the consolidation of the organization’s U.S. operating companies, along with its affiliated reinsurance companies domiciled in Bermuda.

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TruChoice Mourns Loss of Longtime Ann Arbor Annuity Exchange President, Van A. Lumbard

Wink Intel

Lumbard, 75, was a highly respected 48-year veteran of the insurance industry. . MINNEAPOLIS – April 19, 2022 – ( Newswire.com ). TruChoice Financial Group, LLC, announced today that longtime insurance industry leader, Van A. Lumbard, passed away on April 13, 2022, surrounded by family and friends. Lumbard, 75, spent the final 25 years of his distinguished career as the president of Ann Arbor Annuity Exchange, one of TruChoice’s legacy firms, before his retirement in 2017. 

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We lost a great one, friends.

Wink Intel

Sitting here, mourning the loss of my friend Van Lumbard from TruChoice Financial. My thanks to Brian Peterson for the heads up. We lost a great one, friends. My favorite memory of Van was the very first time I met him. When I introduced myself (at the age of 25) as the nation’s top expert on indexed annuities, he gave me the biggest belly laugh you could imagine.

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Ibexis Life Hopes to Launch Its First Product by June 30

Wink Intel

An insurer backed by Investcorp is moving ahead with efforts to enter the U.S. fixed annuity market. The new annuity market player, Ibexis Life & Annuity Insurance Co., said Monday that it intends to introduce a contract by June 30. C lick HERE to read the full story via ThinkAdvisor. The post Ibexis Life Hopes to Launch Its First Product by June 30 appeared first on Wink.

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What Questions Are Brands Asking About Their ESG Initiatives Ahead of 2024?

Temperatures are rising (and not just metaphorically) as key stakeholders anxiously anticipate the outcomes of COP28. While companies reconsider their 2024 environmental sustainability strategies, there is another aspect of ESG that deserves exploring, the social sector. In the latest edition of "Navigating ESG Comms Through the Cosmos - Sagittarius Edition", 3BL hones in on this sign’s bold quality of asking questions others are burning to know the answers to.

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Sunset Life Insurance Company of America Renamed Ibexis Life & Annuity Insurance Company Ahead of New Product Launch

Wink Intel

Received A- (Excellent) Rating from AM Best in Advance of Launch. NEW YORK , April 25, 2022 /PRNewswire/ — Sunset Life Insurance Company of America (“Sunset Life”) announced today it will be renamed Ibexis Life & Annuity Insurance Company (“Ibexis”) as it relaunches the brand under new leadership and direction. Following the appointment of CEO Nate Gemmiti and a significant capital investment from global alternatives firm Investcorp in November 2021 , Ibe

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