Mon.Feb 21, 2022

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The Promising Future of Retail Pharmacies is Data-Driven

Intelligence Node

The Role of COVID-19 in the Pharmacy Sector Covid-19 disrupted the world economy and the way people did business. Along with healthcare, pharmacies too were put to test during this difficult period and played a big role in keeping the healthcare system in motion when it was extremely burdened amidst the pandemic. In fact, CVS […].

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How to Recruit and Retain More Women to Your Sales Team

Zoominfo

Women across the globe are still battling the effects of the pandemic, both at home and at work. Careers quickly stalled for those required to care for children or ailing parents, causing about 2 million women in the U.S. to leave the workforce in the first year and a half of the COVID-19 pandemic — nearly twice the shortfall seen among men. No previous recessions have so disproportionately affected women.

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Forthcoming AI Regulation Makes Data Management Imperative

Dataversity

Although algorithmic decision-making has become increasingly vital for many businesses, there are growing concerns related to transparency and fairness. To put it mildly, the concern is warranted. Not only has there been documentation of racial bias in facial recognition systems, but algorithmic decision-making has also played a role in denying minorities home loans, prioritizing men during hiring, […].

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What is Crisis Management: A Complete Guide

Netbasequid

In 1982, seven Chicago area residents died from ingesting cyanide maliciously placed in their Tylenol. The manufacturer, Johnson & Johnson, responded by immediately recalling 31 million bottles and setting the gold standard of crisis management – one that many brands today fall short of. Let’s change that. “By withdrawing all Tylenol, even though there was little chance of discovering more cyanide laced tablets; Johnson & Johnson showed that they were not willing to take a risk with the

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Are Your Impact Comms Resonating With Stakeholders?

Whether your organization is at the start of its sustainability and impact journey or years into it, many brands share a common concern: the uncertainty of whether they are sending stakeholders mixed messages. Creating content that speaks to your audience's “love language” can be a tricky dance. But, worry not! 3BL has put together tips to ensure that your content not only finds its rhythm but also resonates with your target audiences.

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Ep. 509 – HMRP Monday Edition: Marcos Moldes, Qualitative UX Research Lead at Pinterest, on why Creating a Five Year Vision Plan is the key to Future Success

Happy Market

This episode is in collaboration with QUAL360 North America. Our guest today is Marcos Moldes, Qualitative UX Research Lead at Pinterest. We are thrilled to have you on the show. QUAL360 North America: Website: [link]. Buy tickets: [link]. Date: March 8-9, 2022 Location: Washington D.C. — Gallup World Headquarter Find Marcos Online: LinkedIn: [link].

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8 Steps to Put Hyperautomation into Practice

Dataversity

In recent months there has been a great deal of hype about the concept of hyperautomation. The topic is widely cited as one of the data trends to watch in 2022 and has sparked numerous debates, comments, and blog posts, including my own. Yet although there has been much thinking and talking, the time has come […]. The post 8 Steps to Put Hyperautomation into Practice appeared first on DATAVERSITY.

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What is a Customer Profile?

Owler

What is a Customer Profile? The truth about marketing is that your business can’t be everything to everyone. If you try, you risk selling to an audience that’s too broad and ambiguous. So, how do you build a solid customer base? It’s simple. Start with a customer profile. Also known as a consumer profile, a customer profile tells you everything you need to know about your current customers.

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Annuity reinsurer AEL Re licensed in Bermuda

Wink Intel

An American issuer of fixed index annuities has set up a reinsurer in Bermuda. American Equity Investment Life Holding Company revealed the formation and licensing of AEL Bermuda Reinsurance Company in its fourth quarter and full-year 2021 earnings release. Click HERE to read the full story via The Royal Gazette. The post Annuity reinsurer AEL Re licensed in Bermuda appeared first on Wink.

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NAIC Regulators Look To Tighten Up RILA Product Designs

Wink Intel

Among insurers and annuity sellers, the rise of indexed-linked variable annuity products provided a lifeline to an industry beset by persistent disruption in recent years. Among regulators, the ILVA products proved a source of bewilderment. Although many regulators classified them as variable annuity products, others were not convinced. Click HERE to read the full story via INN.

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AM Best Affirms Financial Strength Rating of Mutual of America Life Insurance Company

Wink Intel

OLDWICK, N.J.–( BUSINESS WIRE )– AM Best has downgraded the Long-Term Issuer Credit Rating (Long-Term ICR) to “a” (Excellent) from “a+” (Excellent) and affirmed the Financial Strength Rating (FSR) of A (Excellent) of Mutual of America Life Insurance Company (MofA) (New York, NY). The outlook of the Long-Term ICR has been revised to stable from negative, while the FSR is stable.

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7 Strategies to Gather (and Actually Use) Competitive Intel from Employees

Leaders in competitive intel know that the employees who interact with customers and prospects every day hold valuable competitive insights that could help win sales. But they don’t have a good plan or system to gather, organize, and share these insights with the stakeholders who need them. In this eBook, we outline 7 strategies to make it easier to build and scale an employee sharing program that will drive competitive advantage.

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New York Life Releases 2021 Diversity, Equity, and Inclusion Report

Wink Intel

NEW YORK–( BUSINESS WIRE )–New York Life, America’s largest 1 mutual life insurer, reports how its approach to Diversity, Equity and Inclusion (DE&I) underscores its commitment to employees, agents, policy owners, and communities in its 2021 DE&I Report. “As an organization that thinks long-term and elects to prepare for whatever the future may hold rather than try to predict it – we rely on our collective learnings and efforts as a whole to enable us to continue to proacti

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Bipartisan Bill Would Allow Annuities as Default Option

Wink Intel

(NAPA – National Association of Plan Advisors) – Key members of the House of Representatives have reintroduced legislation to allow retirement plan sponsors to provide annuities as a default option in their DC plans. . Reps. Donald Norcross (D-NJ) and Tim Walberg (R-MI), who serve together on the House Committee on Education and Labor’s Health, Employment, Labor and Pensions (HELP) Subcommittee, on Feb. 15 reintroduced the Lifetime Income for Employees (LIFE) Act of 2022.

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Revived Bill Would Allow Annuities as Default 401(k) Investment

Wink Intel

Reps. Donald Norcross, D-N.J., and Tim Walberg, R-Mich., reintroduced legislation Tuesday, the Lifetime Income for Employees (LIFE) Act of 2022, that would allow annuities to be a default investment option in employer-sponsored 401(k) plans. The bill builds on the Setting Every Community Up for Retirement Enhancement (Secure) Act by allowing retirement plan sponsors to use annuities as qualified default investment alternatives, or QDIAs, for a portion of contributions made by participants who ha

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Guardian Life’s CIO And Chief Of Operations Identifies Creative Ways To Fuel Innovation Talent

Wink Intel

Dean Del Vecchio is the Executive Vice President, Chief Information Officer, and Chief of Operations at Guardian Life, roughly 160-year-old mutual company with roughly $10.5 billion in annual revenue. He leads a team of about 4,500 employees. . Click HERE to read the full story via Forbes. The post Guardian Life’s CIO And Chief Of Operations Identifies Creative Ways To Fuel Innovation Talent appeared first on Wink.

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What Regulations Will Impact Sustainability Comms in 2024?

Navigating the waters of sustainability reporting disclosures and regulations can be intimidating, to say the least. With various measures set in motion in 2023 to keep companies accountable, there is a lot in store for brands’ impact communication in the upcoming year. 3BL is kicking off this January with our Navigating ESG Comms Through the Cosmos - Capricorn Edition by highlighting the impact of: The U.S Securities and Exchange Commission (SEC) Climate disclosure rules The European Commission

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Strongest Life-Annuity Market In 20 Years, Conning Says

Wink Intel

Annuities, especially variable and indexed products, will boom in what was called the best insurance environment in 20 years during Conning’s 2022 Outlook webinar. “The overriding theme is that the insurance industry is going through a strong growth mode, and probably the strongest we’ve seen in 20 years now,” said Steven Weberson, head of insurance research.

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AIG Hopes to Launch Life and Retirement IPO by June 30

Wink Intel

American International Group continues to move toward selling a large stake in its Life and Retirement business to investors by the end of the second quarter. The size of the initial public offering will depend on market conditions, Peter Zaffino, AIG’s CEO, told securities analysts today. Click HERE to read the full story via ThinkAdvisor. The post AIG Hopes to Launch Life and Retirement IPO by June 30 appeared first on Wink.

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Lawyers Release SEC Marketing Rule Checklist as Advisor Questions Linger

Wink Intel

The law firm Eversheds Sutherland released Friday a checklist for advisors to use as they prep for the Nov. 4 compliance date for the Securities and Exchange Commission’s Marketing Rule. “Legal and compliance personnel at advisory firms who are tasked with making sure their firms are in compliance with the new rules have a big job ahead of them over the next few months,” Cliff Kirsch, partner and Head of the Investment Services practice group at Eversheds, said in releasing the checklist.

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Immediate Annuity Shoppers Seek 9.4% More Annual Income: Cannex

Wink Intel

U.S. residents who were shopping for immediate annuities in the fourth quarter of 2021 seemed open to paying more in premiums to get more annual income. Cannex Financial Exchanges, a Toronto-based company annuity and bank product data provider, has published data supporting that conclusion in an analysis of immediate annuity quote requests it processed during the quarter.

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How to Stay Competitive in the Evolving State of Martech

Marketing technology is essential for B2B marketers to stay competitive in a rapidly changing digital landscape — and with 53% of marketers experiencing legacy technology issues and limitations, they’re researching innovations to expand and refine their technology stacks. To help practitioners keep up with the rapidly evolving martech landscape, this special report will discuss: How practitioners are integrating technologies and systems to encourage information-sharing between departments and pr

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Life Insurers Should Focus on Focusing: McKinsey

Wink Intel

For life insurers, making acquisitions for the sake of getting bigger is often a bad idea, according to consultants at McKinsey & Co. The consultants — who would like to help life insurers buy and sell businesses — talk about how life insurers should make deals now in a new global insurance report. Click HERE to read the full story via Allison Bell.

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Sounds wrong?

Wink Intel

Insurance company sends a living benefit buyout letter to their annuity contract holders. Agent doesn’t get copied on the letter. Contract holders take advantage of the buyout, and agent gets chargebacks on their commissions because it has been less than a year since placing the business. Your thoughts? Join in the conversation HERE. The post Sounds wrong?

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New Legislation Would Allow Lifetime Income Products As Default Retirement Plan Investment

Wink Intel

WASHINGTON, D.C. – Bipartisan legislation to eliminate a barrier preventing lifetime income products as default investment choices in retirement plans was introduced today. The Lifetime Income for Employees Act, introduced by Rep. Donald Norcross (D-N.J.) and Rep. Tim Walberg (R-Mich.), would allow retirement plan sponsors to use lifetime income solutions as qualified default investment alternatives (QDIA) for a portion of contributions made by participants who have not made investment selectio

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Best’s Special Report: U.S. Life/Health Rating Activity Mixed for 2021 as Insurers Navigate Headwinds

Wink Intel

OLDWICK, N.J.–( BUSINESS WIRE )–The increased number of Credit Ratings in the U.S. life/health insurance industry placed under review in 2021 mainly reflects the return of merger and acquisition (M&A) activity that was depressed in the previous year amid the pandemic surge, along with earnings declines in the life/annuity segment from heightened mortality, according to a new AM Best report.

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What Questions Are Brands Asking About Their ESG Initiatives Ahead of 2024?

Temperatures are rising (and not just metaphorically) as key stakeholders anxiously anticipate the outcomes of COP28. While companies reconsider their 2024 environmental sustainability strategies, there is another aspect of ESG that deserves exploring, the social sector. In the latest edition of "Navigating ESG Comms Through the Cosmos - Sagittarius Edition", 3BL hones in on this sign’s bold quality of asking questions others are burning to know the answers to.

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American Equity Reports Fourth Quarter and Full Year 2021 Results

Wink Intel

WEST DES MOINES, Iowa–( BUSINESS WIRE )–American Equity Investment Life Holding Company (NYSE: AEL), a leading issuer of fixed index annuities (FIAs) today reported on its fourth quarter 2021 results. These results include additional substantial progress on completing the building blocks of the AEL 2.0 strategy as outlined in a presentation published simultaneously with this release.

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Fidelity National Financial, Inc. Announces Quarterly Cash Dividend of $0.44

Wink Intel

JACKSONVILLE, Fla. , Feb. 16, 2022 /PRNewswire/ — Fidelity National Financial, Inc. (NYSE: FNF ) today announced that its Board of Directors has declared a quarterly cash dividend of $0.44 per share. The dividend will be payable March 31, 2022 , to stockholders of record as of March 17, 2022. About Fidelity National Financial, Inc. Fidelity National Financial, Inc.

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Glia and Sureify Partner to Transform Life Insurance Carriers’ Real-Time Interactions with Policyholders

Wink Intel

SAN JOSE, Calif. , Feb. 17, 2022 /PRNewswire/ — Sureify, an insurtech leader working to modernize the life insurance industry with its modular enterprise platform, today announced its partnership with Glia, a leading provider of Digital Customer Service (DCS). The integration of Glia’s capabilities into Sureify’s Lifetime platform will enable insurers to reinvent how they serve and support customers in a digital world. “We’re excited to formalize our partnersh

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Northwestern Mutual 2021 Financial Results Shatter Records Again

Wink Intel

MILWAUKEE , Feb. 17, 2022 /PRNewswire/ — Northwestern Mutual delivered exceptional financial strength and growth throughout 2021, announcing today that it once again finished the year with record-setting business results, including revenue, total surplus, total company assets, client investment assets and life insurance market share. As a mutual company, Northwestern Mutual shares its success with policyowners in the form of annual dividends, and, as previously announced, the total expec

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ABM Evolution: How Top Marketers Are Using Account-Based Strategies

In times of economic uncertainty, account-based strategies are essential. According to several business analysts and practitioners, ABM is a necessity for creating more predictable revenue. Research shows that nearly three-quarters of marketers (74%) already have the resources needed to build successful ABM programs.

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Reminiscing 1995

Wink Intel

Remember those days? Join in the conversation HERE! The post Reminiscing 1995 appeared first on Wink.