Smart Data Collective
MAY 23, 2022
Blockchain is one of the most disruptive technologies of the 21st Century. A growing number of industries are using blockchain to operate more efficiently or boost security. However, blockchain is still most important in the realm of cryptocurrencies. Bitcoin has become very popular since its inception in 2008 and that is largely due to the power of blockchain.
Dataversity
MAY 23, 2022
Data virtualization was first introduced two decades ago. Since then, the technology has evolved considerably, and the data virtualization of yesterday bears little resemblance to the data virtualization of today. This is due to several facts beginning with the limitations of legacy infrastructure, the massive amounts of structured and unstructured data that organizations were collecting, […].
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Netbasequid
MAY 23, 2022
Many businesses seek to use trends as springboards to meaningful connections with consumers. This makes sense in our trend-driven world, but the danger of chasing a fad by mistake looms large. And it threatens to reduce a brand’s hard work to rubble, particularly if they go viral for the wrong reasons on TikTok! What’s the difference between trends and fads?
Dataversity
MAY 23, 2022
Even though the European Union’s General Data Protection Regulation (GDPR) went into effect more than four and a half years ago and a hundred other countries have adopted stringent data privacy laws, the U.S. is lagging behind without a federal data privacy rights regulation. California has taken the lead at the state level, the first to adopt the California Consumer Privacy […].
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Whether your organization is at the start of its sustainability and impact journey or years into it, many brands share a common concern: the uncertainty of whether they are sending stakeholders mixed messages. Creating content that speaks to your audience's “love language” can be a tricky dance. But, worry not! 3BL has put together tips to ensure that your content not only finds its rhythm but also resonates with your target audiences.
Wink Intel
MAY 23, 2022
The National Association of Insurance and Financial Advisors is sending more than 500 NAIFA members this week to Capitol Hill to sell lawmakers on the idea that earning a living by protecting Americans against mortality, morbidity and longevity risk is an honorable thing to do. NAIFA members began flying to Washington on Sunday for the group’s two-day congressional conference, which started Monday.
Competitive Intelligence Brief brings together the best content for intelligence professionals from the widest variety of industry thought leaders.
Wink Intel
MAY 23, 2022
For U.S. life insurers, the dice have rolled and produced the following conditions: Rising interest rates. Higher levels of inflation, which might draw a yawn from the winter children of the 1970s but spook the summer children of the 2010s. Geopolitical uncertainty. COVID-19 (and monkeypox). Consumers who are doing well but feeling … gloomy. What It Means.
Elegant BI
MAY 23, 2022
The What and Why of NLP Search Analytics and How it Can Help Your Business! If your business is considering an advanced analytics solution, your IT and management team has probably already done some research and concluded that the concept of augmented analytics designed to support business users is the right way to go. To democratize data, improve data literacy and transition business users to the Citizen Data Scientist role, the business must select the right solution and plan for success.
Wink Intel
MAY 23, 2022
While digitl transformation has generated vast amounts of insurance-related data, the ability to deliver added customer value and improved customer service requires investment in the right technology to access, analyze and streamline this information. The first step is data integration and automation, and companies are investing billions in this area.
Wink Intel
MAY 23, 2022
Mass affluent investors traditionally opted for general or mutual funds for their investments, but there are clear signs that this trend is in on the wane. In fact, the demand for complex financial products is increasing significantly, especially among mass affluent investors. This historically overlooked group no longer relies exclusively on exchange-traded funds and mutual funds.
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Leaders in competitive intel know that the employees who interact with customers and prospects every day hold valuable competitive insights that could help win sales. But they don’t have a good plan or system to gather, organize, and share these insights with the stakeholders who need them. In this eBook, we outline 7 strategies to make it easier to build and scale an employee sharing program that will drive competitive advantage.
Wink Intel
MAY 23, 2022
The Federal Reserve is in an aggressive mode when it comes to interest rates and combating inflation. That could mean good news for annuity sellers. Or not. Click HERE to read the full story via INN. The post Pace of Rate Hikes May Determine Benefit to Annuity Sellers appeared first on Wink.
Wink Intel
MAY 23, 2022
Sales of life insurance exploded during – and because of – the pandemic, and the industry is puzzling on whether the world has changed so that the growth could be maintained post-COVID. Respondents to a poll taken at a webinar this week sponsored by the Society of Insurance Research didn’t think so, estimating that growth rates would plummet to something below 1% to 9%.
Wink Intel
MAY 23, 2022
The insurance industry is facing a critical “talent gap,” brought on by a crippling combination of “Great Resignation,” the “Great Retirement,” and waning interest among college graduates and young people in the career hunt. It is estimated that nearly a half-million insurance workers will leave their jobs in the next few years, creating openings that the industry may find impossible to fill.
Wink Intel
MAY 23, 2022
WASHINGTON , May 23, 2022 /PRNewswire/ — A majority of moderate-income savers who are in or near retirement are concerned that a fiduciary-only regulation would keep them from the professional financial guidance they want and need, especially during difficult economic times. This finding is from a new survey by Greenwald Research for the American Council of Life Insurers (ACLI).
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Navigating the waters of sustainability reporting disclosures and regulations can be intimidating, to say the least. With various measures set in motion in 2023 to keep companies accountable, there is a lot in store for brands’ impact communication in the upcoming year. 3BL is kicking off this January with our Navigating ESG Comms Through the Cosmos - Capricorn Edition by highlighting the impact of: The U.S Securities and Exchange Commission (SEC) Climate disclosure rules The European Commission
Wink Intel
MAY 23, 2022
MILWAUKEE , May 18, 2022 /PRNewswire/ — More than two years into the pandemic, Americans have adapted to a new normal in their financial lives – they’ve improved their financial habits and expect them to stick; they’ve accounted for emergencies and risks; and they have far more confidence in themselves than the economy. That said, financial discipline isn’t at the level it was last year and personal savings have started to dwindle.
Wink Intel
MAY 23, 2022
DALLAS , May 18, 2022 /PRNewswire/ — Integrity Marketing Group, LLC (“Integrity”), a leading distributor of life and health insurance, and provider of wealth management and retirement planning solutions, today announced it has entered into an agreement to acquire Ritter Insurance Marketing (“Ritter”), a leading independent marketing organization (“IMO”) specializing in Medicare Supplement and Medicare Advantage plans, based in Harrisburg, Pennsylvan
Wink Intel
MAY 23, 2022
PHOENIX , May 19, 2022 /PRNewswire/ — Advisor Group, one of the nation’s largest networks of independent wealth management firms, today announced a definitive agreement to acquire Infinex Financial Holdings, Inc. (“Infinex”), the holding company of a privately-held broker-dealer. Infinex, which has a primary focus on supporting banks, credit unions and financial institution-based financial advisors and their clients, has more than 750 financial professionals overseeing
Wink Intel
MAY 23, 2022
INDIANAPOLIS , May 19, 2022 /PRNewswire/ — OneAmerica ® today announced a $1 million commitment to activate a uniquely tailored financial literacy program in Central Indiana. In collaboration with The American College of Financial Services, the program will offer practical financial understanding to build a personal relationship with finance and drive economic empowerment, with a focus on narrowing the racial wealth gap.
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Marketing technology is essential for B2B marketers to stay competitive in a rapidly changing digital landscape — and with 53% of marketers experiencing legacy technology issues and limitations, they’re researching innovations to expand and refine their technology stacks. To help practitioners keep up with the rapidly evolving martech landscape, this special report will discuss: How practitioners are integrating technologies and systems to encourage information-sharing between departments and pr
Wink Intel
MAY 23, 2022
WASHINGTON , May 18, 2022 /PRNewswire/ — The Alliance for Lifetime Income and HerMoney’s latest research finds that while nearly three in four (73%) women know what steps to take to build their retirement nest egg, less than half (47%) know how to make their money last throughout retirement. . This uncertainty has created a major point of concern.
Wink Intel
MAY 23, 2022
DALLAS , May 18, 2022 /PRNewswire/ — Liberty Bankers Insurance Group (LBIG), a nationally recognized provider of life, health, and financial products, today announced that it has maintained the renewal rate for its Summit Prime Fixed Indexed Annuities. “Impeccable service and products are the backbone of our reputation,” said Steve Wilson , executive vice president, annuity division at Liberty Bankers Insurance Group. “As we approach the one-year mark of our Summit P
Wink Intel
MAY 23, 2022
“I’d like to call this the ‘private equity invasion.’ With rock and roll, it was the British invasion. You know, the Beatles and the Rolling Stones. This is going to be huge.” Uh-oh. Click HERE to read the full story via RIJ. The post Private Equity and Accounting Firms appeared first on Wink.
Wink Intel
MAY 23, 2022
Fortitude Re bought Rx Life Insurance Company from Heritage Life. Now named ‘Fortitude US Reinsurance Company,’ and domiciled in Arizona, it will enable Bermuda-based Fortitude Re to offer clients a US domiciled reinsurance option, the company said. Click HERE to read the full story via RIJ. The post Fortitude Re’s expansion continues appeared first on Wink.
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Temperatures are rising (and not just metaphorically) as key stakeholders anxiously anticipate the outcomes of COP28. While companies reconsider their 2024 environmental sustainability strategies, there is another aspect of ESG that deserves exploring, the social sector. In the latest edition of "Navigating ESG Comms Through the Cosmos - Sagittarius Edition", 3BL hones in on this sign’s bold quality of asking questions others are burning to know the answers to.
Wink Intel
MAY 23, 2022
OLDWICK, N.J.–( BUSINESS WIRE )– Best’s Review has released the following preview content of next month’s issue: In “ US Interest Rates, Excess Capital Drive Life Insurers’ M&A Push ,” industry experts explain why they expect more active M&A in 2022, especially from life and annuity insurers, and how more rate hikes could affect deals. “ US Fed Rate Hikes, Ukraine Invasion and Lingering COVID-19 Inject Volatility into Bonds ” looks at how inflation and other factors have aff
Wink Intel
MAY 23, 2022
RADNOR, Pa.–( BUSINESS WIRE )–Lincoln Financial Group (NYSE: LNC) announced today that Stephen Turer has been named senior vice president and head of the Annuity business, effective July 1, 2022. Turer succeeds Brian Kroll, who will be retiring after a successful career spanning 40 years in the industry, the last 18 of those with Lincoln Financial.
Wink Intel
MAY 23, 2022
OLDWICK, N.J.–( BUSINESS WIRE )– AM Best has affirmed the Financial Strength Rating (FSR) of A+ (Superior) and the Long-Term Issuer Credit Ratings (Long-Term ICR) of “aa-” (Superior) of National Life Insurance Company (NLIC) (Montpelier, VT) and its wholly owned subsidiary, Life Insurance Company of the Southwest (Addison, TX). Concurrently, AM Best has affirmed the Long-Term Issue Credit Ratings (Long-Term IR) of “a” (Excellent) on the surplus notes of NLIC.
Wink Intel
MAY 23, 2022
OLDWICK, N.J.–( BUSINESS WIRE )– AM Best has affirmed the Financial Strength Rating (FSR) of A+ (Superior) and the Long-Term Issuer Credit Ratings (Long-Term ICR) of “aa-” (Superior) of the primary life insurance subsidiaries of Protective Live Corporation (headquartered in Birmingham, AL), collectively known as Protective Life. Additionally, AM Best has affirmed the Long-Term ICR of “a-” (Excellent) and the existing Long-Term Issue Credit Ratings (Long-Term IR) of Protective Life C
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In times of economic uncertainty, account-based strategies are essential. According to several business analysts and practitioners, ABM is a necessity for creating more predictable revenue. Research shows that nearly three-quarters of marketers (74%) already have the resources needed to build successful ABM programs.
Wink Intel
MAY 23, 2022
NEW YORK–( BUSINESS WIRE )–The latest New York Life Wealth Watch survey revealed that while inflation is impacting short-term financial decisions, Americans report that their retirement strategies remain largely intact. In fact, 65% of adults report that as a result of inflation, they are cutting back on short-term spending to stay on track with their long-term financial goals.
Wink Intel
MAY 23, 2022
Market ups and downs can keep retirees on edge, worried about potentially big losses from which they may never be able to recover. And those worries aren’t necessarily misguided. From 1928 through March 2022, there have been 26 “bear markets.” A bear market is a market decline greater than 20% that lasts at least two months. The average bear market decline since 1928 has been 35.62%, so the potential for big losses is real.
Wink Intel
MAY 23, 2022
The fastest-growing investment vehicle for retirees can also be the most complicated and attempts to try and simplify the arcane features of the relatively new product can be daunting. Still, that hasn’t slowed the popularity of the annuities, called RILAs, or registered index-linked annuities – formerly called buffered annuities or structured annuities.
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