Tue.Sep 21, 2021

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Retail Metrics that Not Enough Data-Driven Entrepreneurs Track

Smart Data Collective

Retailers around the world are discovering that big data can be incredibly valuable to their bottom lines. A growing number of businesses are starting to look for new data-driven approaches to streamline their business models. However, your data-driven business model won’t be very helpful if you don’t focus on the right metrics. Take the time to evaluate your business model carefully and prioritize the right variables when trying to grow your retail business.

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6 Retail Trends That Will Dominate the 2021 Holiday Shopping Season

Intelligence Node

Table of Contents Gearing Up for the 2021 Holiday Shopping Season While it feels like just yesterday brands and retailers were navigating their first holiday shopping season since the onset of COVID-19, here we are again, preparing for the second holiday season amidst the pandemic. While most countries have opened up for business again and […].

Retail 196
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Personalized touch to close big deal at end of month/quarter

Zoominfo

Scenario For bigger prospects you are trying to close at the end of a month or quarter, send them a personalized piece of content such as a video from the CEO or a sales leader or a bespoke sales deck. This should include a recap of what they heard on previous calls and something specific about their situation, goals, targets, and your products that would benefit their needs.

Sales 100
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The Declarative Approach in a Data Playground

Dataversity

Click to learn more about author Michele Iurillo. One of the most fascinating things I’ve found at my current organization is undoubtedly the declarative approach. It is something so simple and so powerful. In my first business intelligence endeavors, there were data normalization issues; in my Data Governance period, Data Quality and proactive Metadata Management were the critical points.

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Are Your Impact Comms Resonating With Stakeholders?

Whether your organization is at the start of its sustainability and impact journey or years into it, many brands share a common concern: the uncertainty of whether they are sending stakeholders mixed messages. Creating content that speaks to your audience's “love language” can be a tricky dance. But, worry not! 3BL has put together tips to ensure that your content not only finds its rhythm but also resonates with your target audiences.

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What Is Generalized Linear Regression with Gaussian Distribution And How Can An Enterprise Use This Technique To Analyze Data?

Elegant BI

This article describes the analytical technique of generalized linear regression with gaussian distribution. What is Generalized Linear Regression with Gaussian Distribution? The Generalized Linear Model (GLM) Regression is a flexible generalization of ordinary linear regression that allows for response variables that have error distribution models other than a normal distribution.

More Trending

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How to Conversion-Rate Optimize Web Forms for Best Lead Gen Results

Weidert Group

Website forms can serve many important purposes, from simple contact forms and blog or newsletter subscriptions sign-up forms, to customer feedback and landing page forms. Among the most valuable uses for forms to support any inbound program is lead conversion. When designed and deployed effectively , web forms serve as key lead generation tools. The overarching goal of lead gen forms is to convert an unknown website visitor into a contact, creating a new prospect for marketing and sales efforts

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Life Insurance Activity Returns To Year-Over-Year Growth, MIB Reports

Wink Intel

U.S. life insurance application activity returned to growth in August 2021 compared to August 2020 with year-over-year activity up 5.5%, MIB reports. While year-over-year comparisons are impacted by fluctuations in 2020 activity due to COVID, when comparing results to 2019, August 2021 is up 9.5%, MIB reported. The industry remains on track for a strong year, with 2021 activity up 5.3% over 2020 through August.

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Administering Data Fabric to Overcome Data Management Challenges.

Smart Data Collective

The world we live in keeps facing unprecedented and rapid phase changes when it comes to business verticals and innovations. In such an era, data provides a competitive edge for businesses to stay at the forefront in their respective fields. Satisfying end-customer needs within the given time limits has also become a main priority. According to Forrester’s reports, the rate of insight-driven businesses is growing at an average of 30% per year.

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AM Best Places Credit Ratings of Prudential Annuity Life Assurance Corporation Under Review With Negative Implications

Wink Intel

OLDWICK, N.J.–( BUSINESS WIRE )– AM Best has placed under review with negative implications the Financial Strength Rating of A+ (Superior) and the Long-Term Issuer Credit Rating of “aa-” (Superior) of Prudential Annuity Life Assurance Corporation (PALAC), headquartered in Newark, NJ. PALAC’s Credit Ratings (ratings) were placed under review with negative implications following the announcement that Fortitude Group Holdings, LLC (Fortitude) and Prudential Financial, Inc.

Capital 40
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7 Strategies to Gather (and Actually Use) Competitive Intel from Employees

Leaders in competitive intel know that the employees who interact with customers and prospects every day hold valuable competitive insights that could help win sales. But they don’t have a good plan or system to gather, organize, and share these insights with the stakeholders who need them. In this eBook, we outline 7 strategies to make it easier to build and scale an employee sharing program that will drive competitive advantage.

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Jackson Financial Announces Second Quarter 2021 Results

Wink Intel

LANSING, Mich.–( BUSINESS WIRE )– Jackson Financial Inc. (NYSE: JXN) today announced financial results for the three months ended June 30, 2021. Jackson separated from Prudential plc on September 13, 2021, and the second quarter results mark the company’s first quarterly earnings report as an independent public company. Key Highlights. Net loss of $540 million, or ($5.72) per diluted share, reflecting primarily non-economic fair value changes under GAAP accounting.

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Resolution Life Enters Into Reinsurance Agreement With Lincoln Financial Group

Wink Intel

WEST CHESTER, Pa.–( BUSINESS WIRE )– Resolution Life US Holdings Inc. , a subsidiary of Resolution Life Group Holdings LP (‘Resolution Life’), a global manager of in-force life insurance businesses, today announced the signing of a $9.4 billion reinsurance transaction between its insurance subsidiary, Security Life of Denver Insurance Company (‘SLD’) and Lincoln National Corporation’s (‘Lincoln’) insurance subsidiary, The Lincoln National Life Insurance Company.

Capital 40
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AM Best Comments on Credit Ratings of Fortitude Reinsurance Company Ltd. Following Announced Prudential Annuities Life Assurance Corporation Acquisition

Wink Intel

OLDWICK, N.J.–( BUSINESS WIRE )– AM Best has commented that the Financial Strength Rating of A (Excellent) and the Long-Term Issuer Credit Rating of “a” (Excellent) of Fortitude Reinsurance Company Ltd. (Fortitude Re) (Bermuda) remain unchanged following the its parent company’s recent agreement to acquire Prudential Annuities Life Assurance Corporation (PALAC) (Arizona).

Capital 40
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It’s Time to Shine, Birmingham: Protective Life Corporation and the BJCC Celebrate the Official Lighting of Protective Stadium

Wink Intel

BIRMINGHAM, Ala.–( BUSINESS WIRE )–Following the recent launch of a new brand identity, Protective Life Corporation (Protective), a wholly owned U.S. subsidiary of Dai-ichi Life Holdings, Inc. (TSE:8750) celebrated alongside employees, elected officials, business and community leaders and project partners as the Protective Stadium identification signage was officially turned on for the first time at Protective Stadium last evening.

Gaming 40
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What Regulations Will Impact Sustainability Comms in 2024?

Navigating the waters of sustainability reporting disclosures and regulations can be intimidating, to say the least. With various measures set in motion in 2023 to keep companies accountable, there is a lot in store for brands’ impact communication in the upcoming year. 3BL is kicking off this January with our Navigating ESG Comms Through the Cosmos - Capricorn Edition by highlighting the impact of: The U.S Securities and Exchange Commission (SEC) Climate disclosure rules The European Commission

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Insurers Can Close The Coverage Gap While Helping Underserved Groups

Wink Intel

Consumers showed a greater interest in buying life insurance during the COVID-19 pandemic, but how can carriers continue to capitalize on that interest? How can insurers close the coverage gap while bolstering diversity, equity and inclusion? A recent report by Deloitte Center for Financial Services, “Financial Inclusion And The Underserved Life Insurance Market,” analyzed ways insurers can navigate the coverage gap and help underserved markets obtain coverage.

Capital 40
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A New Path to Inflation-Proof Lifetime Income

Wink Intel

Achaean Financial and National Western Life Insurance are finally bringing to market Lorry Stensrud’s long-nurtured idea for an immediate income annuity with upside potential. RIJ recently obtained a copy of the state filing document from National Western. State approvals are pending. Click HERE to read the full story via RIJ. The post A New Path to Inflation-Proof Lifetime Income appeared first on Wink.

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Annexus and PlanGap Partner To Offer Timely Protection For Social Security

Wink Intel

SCOTTSDALE, Ariz. , Sept. 21, 2021 /PRNewswire/ — Annexus, the leading independent product design and distribution company of fixed indexed annuities (FIAs) and indexed universal life insurance policies, and PlanGap, a financial product innovation company pioneering Social Security protection, have announced a strategic partnership. The partnership provides Annexus exclusive rights to add a patent pending PlanGap ® feature to its fixed indexed annuities that will provide a benefit to cli

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American Council of Life Insurers (ACLI): Policyholders’ COVID-19 Vaccine Status Does Not Affect Life Insurance Claims

Wink Intel

WASHINGTON , Sept. 16, 2021 /PRNewswire/ — American Council of Life Insurers (ACLI) Senior Health Actuary Jan Graeber issued the following statement on misinformation relating to COVID-19 vaccines: “ We said it before and, unfortunately, we must say it again because misinformation about life insurance claims and the COVID-19 vaccine continues to spread. “Policyholders should rest assured that nothing has changed in the claims-paying process as a result of COVID-19 vaccinatio

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How to Stay Competitive in the Evolving State of Martech

Marketing technology is essential for B2B marketers to stay competitive in a rapidly changing digital landscape — and with 53% of marketers experiencing legacy technology issues and limitations, they’re researching innovations to expand and refine their technology stacks. To help practitioners keep up with the rapidly evolving martech landscape, this special report will discuss: How practitioners are integrating technologies and systems to encourage information-sharing between departments and pr

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Lincoln to Reinsure $9.4B in UL and Executive Benefits Policies

Wink Intel

Lincoln Financial wants to shed a large amount of risk associated with old insurance policies while continuing to sell new policies. The Radnor, Pennsylvania-based life insurer today announced that it has arranged to have Security Life of Denver — an arm of Resolution Life Group Holdings — reinsure a block of in-force universal life insurance and executive benefits insurance policies backed by $9.4 billion in reserves.

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Thanks for peeing in our own pool.

Wink Intel

Illustration software showing indexed annuities with indexing methods yielding 14%+. REALLY?! A fixed insurance product with a 0% floor, in a prohibitive options pricing environment, with one of the most historically conservative insurance companies in the industry. SMH. Does the insurance company know? *angry*. This is why insurance illustrations that are not compliant with the National Association of Insurance Commissioners (NAIC) are problematic.

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14 Financial Documents That Business Leaders Should Keep A Hard Copy Of (Even In The Digital World)

Wink Intel

4. Your Articles Of Incorporation. Your articles of incorporation should always be kept in hard copy for S- and C- Corps. This documentation is requested so frequently by banks, investors and others. By all means, digitize it, but keep a hard copy handy as well. – Sheryl J. Moore , Wink, Inc. Click HERE to read the full story via Forbes. The post 14 Financial Documents That Business Leaders Should Keep A Hard Copy Of (Even In The Digital World) appeared first on Wink.

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Prudential Financial to sell $31B PALAC block of legacy variable annuities to Fortitude Re

Wink Intel

NEWARK & JERSEY CITY, N.J.–( BUSINESS WIRE )–Prudential Financial, Inc. (“Prudential”) (NYSE: PRU) and Fortitude Group Holdings, LLC, the parent company of Bermuda’s largest multi-line reinsurer (“Fortitude Re”), today announced that they have entered into a definitive agreement under which Prudential will sell a portion of its in-force legacy variable annuity block to Fortitude Re for a total transaction value of $2.2 billion. 1.

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What Questions Are Brands Asking About Their ESG Initiatives Ahead of 2024?

Temperatures are rising (and not just metaphorically) as key stakeholders anxiously anticipate the outcomes of COP28. While companies reconsider their 2024 environmental sustainability strategies, there is another aspect of ESG that deserves exploring, the social sector. In the latest edition of "Navigating ESG Comms Through the Cosmos - Sagittarius Edition", 3BL hones in on this sign’s bold quality of asking questions others are burning to know the answers to.

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Allianz Life Study Sheds Light on “One-Size-Fits-All” Retirement Planning Problem for BIPOC Communities

Wink Intel

MINNEAPOLIS–( BUSINESS WIRE )–The majority of Americans who identify as BIPOC (Black, Indigenous, and People of Color, including Hispanic and Asian/Asian Americans) believe they won’t have enough saved for retirement (52% Black/African American; 56% Hispanic; 62% Asian/Asian American), according to the 2021 Retirement Risk Readiness Study* from Allianz Life Insurance Company of North America ( Allianz Life ).

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Hi. Newsflash.

Wink Intel

If you are using software that looks at historical performance of indexed annuities, ask if they are <emphasis here> assuming the options costs that were in effect at the time of the historical period. <emphasis here> I do not know of a SINGLE one that does. If they are not using historical option costs, while reviewing historical performance, the software is INACCURATE.