CIO
JANUARY 3, 2023
To reduce its carbon footprint and mitigate climate change, the National Hockey League (NHL) has turned to data and analytics to gauge the sustainability performance of the arenas where its teams play. In October, the league, with partner SAP, launched NHL Venue Metrics, a sustainability platform that teams and their venue partners can use for data collection, validation, and reporting and insights.
TDAN BI
JANUARY 3, 2023
Ours truly is the information age. Now more than ever, companies live and die not only on the strength of their data, but also on its application. In other words, it’s not just about collecting the right data in the right quantities, but it’s also about managing, storing, and using that data properly. Yes, Big […].
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CIO
JANUARY 3, 2023
Andy Caddy, formerly the group CIO at Virgin Active and group CTO at Whitebread, joins CIO UK Leadership Live to discuss his return to the CIO hotseat at low-cost gymnasium group PureGym, his development as a technology leader over a 30-year career, avoiding a race to the bottom in a low-cost fitness market, and why his year ahead is about scalability, standardisation and start-ups.
TDAN BI
JANUARY 3, 2023
NoSQL database systems continue to gain traction, but they are still not widely understood. There is more than one type of NoSQL database and a large number of individual NoSQL DBMSs. There are more than 225 NoSQL DBMSs listed on the NoSQL Database website alone and it just is not possible to review and understand every option. […].
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Whether your organization is at the start of its sustainability and impact journey or years into it, many brands share a common concern: the uncertainty of whether they are sending stakeholders mixed messages. Creating content that speaks to your audience's “love language” can be a tricky dance. But, worry not! 3BL has put together tips to ensure that your content not only finds its rhythm but also resonates with your target audiences.
IBI
JANUARY 3, 2023
Reading Time: 3 minutes. The value of a self-service data platform was demoed, and a resounding knock-out was delivered at the BARC virtual conference on November 30, 2022. Two teams—one from TIBCO and one from a major competitor—went toe-to-toe virtually for an audience of data leaders, business leaders, and practitioners. More than 65 demo session viewers were the judges, and the overwhelming majority chose the TIBCO Agile Data Fabric platform as best-in-contest.
Competitive Intelligence Brief brings together the best content for intelligence professionals from the widest variety of industry thought leaders.
Dataversity
JANUARY 3, 2023
Cryptography and privacy go hand in hand: Leveraging cryptography to encrypt data for the purposes of preserving privacy isn’t a new concept. In fact, data encryption itself is quite easy. The far greater challenge is data decryption – or, put another way, making sure that encryption doesn’t get in the way of collaboration. After all, data is only […].
TDAN BI
JANUARY 3, 2023
Have you ever considered the value of data? Let me ask you a question: Where does data typically start? I believe the answer would be at collection. Data usually begins somewhere in a hard drive, warehouse, NAS (network-attached storage), server or some other system that can store data. When data is collected and stored, it […].
Wink Intel
JANUARY 3, 2023
Over the past few years, the life insurance industry has experienced a pandemic, lockdowns, underwriting restrictions, work-from-home disruptions, life insurance tax law changes and volatile economic conditions. Life insurance premium sales soared 18% in 2021 as the result of increased consumer demand for life insurance, coupled with the impact of tax law changes allowing higher premiums per dollar of death benefit to qualify as life insurance.
TDAN BI
JANUARY 3, 2023
Breaking Bad with 3D Enterprise Systems is a book that details a practical and proven approach for building flexible applications. Blair Kjenner and Kewal Dhariwal combine several different techniques that allow project teams to create applications that not only met requirements, but could also handle new requirements with ease. A special way of creating primary […].
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Leaders in competitive intel know that the employees who interact with customers and prospects every day hold valuable competitive insights that could help win sales. But they don’t have a good plan or system to gather, organize, and share these insights with the stakeholders who need them. In this eBook, we outline 7 strategies to make it easier to build and scale an employee sharing program that will drive competitive advantage.
Wink Intel
JANUARY 3, 2023
Worried about not having enough money for retirement? You’re not alone. In a recent a survey released by the Stanford Center on Longevity , 55% of pre-retirees said their finances were fragile or that they were just barely making ends meet. Click HERE to read the full story via Forbes. Wink’s Note: It is not uncommon for freelance writers to think that indexed annuities have payouts that vary, based on the performance of an index.
Smart Data Collective
JANUARY 3, 2023
AI technology has always been the foundation of the Fintech industry. A report by BlueWeave Consulting and Research shows that Fintech companies are projected to spend $28.11 billion on AI technology by 2028. The growth in demand for AI among Fintech companies has accelerated in recent years. Eighteen months ago, a joint partnership between Qualcomm Technologies, Inc. and Foxconn Industrial Internet helped Fintech companies make better use of smart technology to grow their business operations.
Wink Intel
JANUARY 3, 2023
Indexed universal life (IUL) cap rates have reached low tide, which makes long-term projections much less attractive for current and future policyholders. It is not hyperbole to say “every IUL policy sold in the last 10 years illustrates lower today than it did when it was sold,” assuming maximum illustrative rates. Some will argue this, but that does not provide answers about the future of permanent products, including whole life, IUL and universal life (UL).
Weidert Group
JANUARY 3, 2023
As much as we know that content is king when it comes to inbound marketing, we also understand the power of video. The human eye is attracted to stuff that moves, as evidenced by the nonstop popularity of GIFs. You can’t escape them; GIFs are everywhere. It’s amazing how an animated silent loop can quickly convey emotions that words alone may not. All social media platforms support GIFs and most provide extensive libraries on their sites.
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Navigating the waters of sustainability reporting disclosures and regulations can be intimidating, to say the least. With various measures set in motion in 2023 to keep companies accountable, there is a lot in store for brands’ impact communication in the upcoming year. 3BL is kicking off this January with our Navigating ESG Comms Through the Cosmos - Capricorn Edition by highlighting the impact of: The U.S Securities and Exchange Commission (SEC) Climate disclosure rules The European Commission
Wink Intel
JANUARY 3, 2023
What’s the latest innovation in technology for insurance sales? Artificial Intelligence (AI) can be used for lead generation, lead follow-up, strategic marketing, customer retention, and client support. Leveraging AI gives you more control over the sales cycle, helping clients identify hot leads earlier and faster. Artificial intelligence is quickly becoming the most sought-after technology solutions for businesses in every industry.
Wink Intel
JANUARY 3, 2023
A while back, I posted something on LinkedIn about how to assist consumers that desperately need help get qualified for Medicaid. As you know, Medicaid can pay for long term care (nursing home care primarily), if a consumer is deemed financially incapable. It is not a replacement for long term care insurance, but it can help consumers that did not prepare.
Wink Intel
JANUARY 3, 2023
The Howards and McAvoys have been good friends for more than 40 years. In fact, that friendship stretches back even before Broker World , to back when my father was Tom Sawyering local and regional ad prospects for our original publication Mid America Insurance Magazine. So it gives me great pleasure to congratulate Matt McAvoy for being named the 37th recipient of The Douglas Mooers Award for Excellence.
Wink Intel
JANUARY 3, 2023
‘Crazy’ evolution of life, annuity indexes draws scrutiny, says expert. In a July 1 article , expert Sheryl Moore was featured as she raised the warning flag on insurance companies pushing boundaries with proprietary indexes. As the CEO of Moore Market Intelligence and Wink Inc., Moore has been on the front line for decades as the industry transitioned from bad-mouthing indexed products to developing evermore complex indexes.
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Wink Intel
JANUARY 3, 2023
I’ve been wondering how long it would take for insurance companies to start retiring their monthly point-to-point indexing methods. MassMutual Ascend recently took this action on one of their indexed annuities. The indexing method, also known as “monthly sum,” used to account 40.50% of all indexed annuity sales in 2005. However, the most recent “Wink’s Sales & Market Report” shows monthly point-to-point allocations at a mere 1.6% of sales today.
Wink Intel
JANUARY 3, 2023
I was really excited to learn about a new index recently, which is designed to show you what a typical renewal annual point-to-point participation rate should be in the present environment. Mark Waldman schooled me about this new index from Genesis Financial Products, the company that brought us the indexed annuity. My mind began racing…of all the applications for such an index, I was most excited about the prospect of using this new index to gauge indexed annuity renewal rate integrity!
Wink Intel
JANUARY 3, 2023
When most financial advisors and clients think about investing, life insurance is probably not at the top of the list. Stocks, ETFs, mutual funds and the like are generally the primary portfolio components for most of your clients. This is as it should be. Click HERE to read the full story via ThinkAdvisor. . Wink’s Note: I am sure that this commentary isn’t going to make me popular. “For clients who have maxed out contributions to tax-deferred retirement accounts like an IRA o
Wink Intel
JANUARY 3, 2023
The year has changed, and forecasters are busy looking at sales data, stock market data, general economic data, tea leaves, Ouija boards and anything else that can give them hints about what comes next. Here’s a catalog of some of the predictions that have flowed our way, sorted into 10 categories. Click HERE to read the full story via ThinkAdvisor.
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Temperatures are rising (and not just metaphorically) as key stakeholders anxiously anticipate the outcomes of COP28. While companies reconsider their 2024 environmental sustainability strategies, there is another aspect of ESG that deserves exploring, the social sector. In the latest edition of "Navigating ESG Comms Through the Cosmos - Sagittarius Edition", 3BL hones in on this sign’s bold quality of asking questions others are burning to know the answers to.
Wink Intel
JANUARY 3, 2023
What was the new year is turning into the old year, and news is turning into history. We compiled a list of the 20 most widely read articles about life insurance, annuities and closely related topics, such as long-term care insurance, that first appeared on ThinkAdvisor in 2022. The results show that readers need basic information about those topics, want to know what’s happening to the big companies in the sector, and are thinking hard about how we’ll pay for care for the elderly.
Wink Intel
JANUARY 3, 2023
The Big Three’s relentless growth is altering the distribution landscape, said Sheryl Moore, president and CEO of Moore Market Intelligence and Wink Inc. Small to midsized IMOs and FMOs are being gobbled up so quickly, it is forcing many to reconsider their plan, she said. “It is hard to compete against an Integrity, Simplicity or AmeriLife in terms of sales, and therefore annuity commission payouts,” she said.
Wink Intel
JANUARY 3, 2023
The year included plenty of high-profile fraud incidents and trends. COVID-19 fraud cases consistently drove strong traffic to InsuranceNewsNet. Some of the incidents included significant settlements and impacts. Such as a May settlement by Allianz, which agreed to pay $6 billion to settle charges that its investing division defrauded clients by hiding losses and risks that led a hedge fund to collapse during the 2020 market meltdown.
Wink Intel
JANUARY 3, 2023
The enormous new spending bill Congress has sent President Joe Biden could create a mountain of financial services law implementation work for federal agencies over the next 10 years. The heart of the new Consolidated Appropriations Act, 2023 (CAA, 2023) consists of appropriations provisions needed to keep the federal government running. At press time, the White House had not yet announced the signing of the bill or arrangements for a signing ceremony, but the president had expressed strong supp
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